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£500,000
Bedrooms
Beautifully presented FOUR DOUBLE BEDROOM DETACHED FAMILY HOME in a fantastic new development in Killinghall with garden, garage and driveway and wonderful far reaching views from the rear of the property.
Beautifully presented FOUR DOUBLE BEDROOM DETACHED FAMILY HOME in a fantastic new development in Killinghall with garden, garage and driveway and wonderful far reaching views from the rear of the property.
Garage
227' x 104' (6.88m x 3.15m) Integrated garage with power
Reception Room
169' x 129' (5.1m x 3.89m) A spacious living room with bay window.
Kitchen/Dining Room
192' x 1111' (5.84m x 3.63m) A modern family kitchen and dining room, with double doors leading out onto the back garden and dining terrace. There are stunning views across fields to the rear of the property.
Garden
A lawned south facing rear garden with patio area is fully enclosed with fence to the border.
Bedroom 1
13 x 128' (3.96m x 3.86m) A smart ensuite bedroom to the front of the house, with ample space for free standing wardrobes, and a smart ensuite bathroom with shower, WC and basin.
Bedroom 2
143' x 121' (4.34m x 3.68m) To the rear of the house, the bedroom looks across the garden and toward the village of Ripley across fields. There is ample space for wardrobes and storage in addition to a double or king bed.
Bedroom 3
12 x 104' (3.66m x 3.15m) A further double room to the front of the house with alcove for wardrobe or storage.
Bedroom 4
126' x 101' (3.8m x 3.07m) A fourth double bedroom to the rear of the house.
Bathroom
A well presented house bathroom with over bath shower, WC basi and heated towel rail.
Hallway, Storage, WC
The hallway offers a storage cupboard upstairs, and downstairs there is a further under stair cupboard and guest WC on the ground floor.
Material Information
Freehold
Mains Gas, Electric and Sewerage Connection
As with most new builds, the house is set up for smart Television, though there is an arial point which can be connected if needed.
Estate Charge 110
EPC: C
Council Tax Band: F
Killinghall has a Primary School, Tesco and is only a mile away from the idyllic village of Ripley. The delightful Nidderdale is close by and Harrogate town centre is only a 5-10 minute driveway.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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