5 bedroom bungalow for sale

£660,000

5

Bedrooms

4

Bathrooms

Floorplan

CHAIN FREE!!

A superb four/five-bedroom detached bungalow offering spacious, versatile and beautifully presented accommodation arranged over two floors.

Perfectly positioned on the highly sought-after south side of Harrogate, the property enjoys close proximity to excellent local amenities, is just a short walk from open countryside, and a short drive to Harrogate town centre.

From the moment you step inside, the sense of space and light is immediately apparent. The welcoming L-shaped reception hall leads through to a generous living room with a large bay window, creating a bright and inviting space to relax.

At the heart of the home lies a fabulous open-plan kitchen, dining and family room ideal for modern living and entertaining with doors opening directly onto the private south-west facing garden.

The ground floor also features a luxurious principal bedroom with en-suite shower room, a fifth double bedroom/home office, a stylish house bathroom, and a separate utility room.

Upstairs, there are three further double bedrooms, one with its own en-suite shower room and another with a WC and vanity sink. All bedrooms benefit from built-in wardrobes and excellent eaves storage, making this a truly practical family home.

Outside, the property enjoys extensive off-street parking on a spacious driveway, while the private south-west facing garden offers the perfect spot for outdoor entertaining.

Further benefits include gas central heating, uPVC double glazing, and an enviable location combining the best of peaceful residential living with easy access to Harrogates shops, schools, restaurants, and transport links.

Material Information
Freehold
North Yorkshire Council Tax Band F
Energy Efficiency Rating: C

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 547200

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 52200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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