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£635,000
Bedrooms
Bathrooms
AMAZING VIEWS! Enjoying an enviable position with uninterrupted views across The Stray towards West Park and Harrogate town centre, this generously sized fourth-floor apartment offers an exceptional opportunity to live in one of the towns most desirable settings.
Forming part of a well-maintained, purpose-built development set within attractive communal gardens, the property is just a short, level walk from the town centre, placing a wide range of shops, restaurants, and amenities right on your doorstep.
Accessed via a welcoming ground floor entrance foyer with secure entry system and lift service, the apartment itself is situated on the fourth floor and offers well-proportioned and versatile accommodation throughout.
The spacious entrance hall includes a useful storage cupboard and guest cloakroom with WC.
The impressive dual aspect lounge features an ornate fireplace and French doors leading onto a private balcony the perfect spot to enjoy the open views over The Stray.
A separate dining room provides an ideal space for entertaining, while the breakfast kitchen is fitted with integrated appliances and offers a comfortable dining area.
There are three well-sized bedrooms and a modern bathroom, completing the accommodation.
Outside, residents benefit from beautifully maintained communal gardens and ample parking for both visitors and residents.
This superb apartment combines generous living space, a prime central location, and outstanding views a rare find in the heart of Harrogate.
MATERIAL INFORMATION
Leasehold
976 Years Remaining
Service Charge: 1260 per quarter
Ground Rent: Peppercorn
EPC: C
Council Tax Band: F
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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