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£650,000
Bedrooms
Bathrooms
This substantial four bedroom period terrace property has beautifully presented accommodation laid out over three floors and benefits from a generous rear garden.
Placed just off Fishergate only a stones throw from the heart of the city centre, the house has ample amenities close by and a simple route towards the railway station. The property is also within the catchment for the nearby Fishergate Primary School and the sought after Fulford Secondary School.
The house offers many character features and is approached through a front courtyard garden. Once inside there is a hallway which leads through to all of the ground floor accommodation including a useful downstairs W.C. The main living space is an impressive lounge, bathed in light from a large bay window with bespoke shutters and there is also a delightful cast iron fireplace. The lounge is open plan with an equally generous dining room with an exposed brick wall and to the rear of the ground floor is a fitted kitchen with French doors to access the garden. There is also a range of wall and base units, tasteful modern work surfaces and built-in appliances including an oven, hob, fridge, freezer and a dishwasher. The ground floor is completed with a room that is currently used as a pantry/store but would also make an excellent home office. A sweeping staircase then leads to the first floor where there is a stunning main bedroom with a large range of built-in wardrobes. There is also a second double bedroom on this level and a modern three piece shower room. The top floor of the home boasts two further double bedrooms and another three piece shower room. There is also gas central heating throughout and the property is mainly double glazed.
Outside the house is a well-proportioned rear garden and on street permit parking is available to the front. For details on current costs and availability please contact City of York council.
A viewing is essential to appreciate both the space and the location on offer. Prior to viewing the property either internally or externally, please contact the office.
Entrance Hall
Entrance door, stairs leading to first floor, radiator and under stairs storage cupboard.
Cloakroom/W.C.
Window to rear elevation, sink, W.C. and radiator.
Lounge 1311' x 131' (4.24m x 4m)
Bay window to front elevation with window seat, two radiators and feature fireplace.
Dining Room 144' x 911' (4.37m x 3.02m)
Radiator.
Kitchen 1311' x 131' (4.24m x 4m)
Wall and base units, work surfaces, sink, built-in oven, gas hob, extractor, fridge, freezer, dishwasher, space for washing machine, window to side elevation, French doors leading to garden and skylight.
Pantry/Store
Windows to side and rear elevation and radiator.
First Floor Landing
Window to rear elevation and stairs leading to second floor.
Bedroom 1 1311' x 158' (4.24m x 4.78m)
Windows to front elevation, two radiators, feature fireplace and built-in wardrobes.
Bedroom 4 910' x 1010' (3m x 3.3m)
Window to rear elevation, radiator and feature fireplace.
Shower Room
Three piece suite with shower enclosure, sink, W.C. and heated towel rail.
Second Floor Landing
Window rear elevation, loft access and cupboard housing boiler and hot water tank.
Bedroom 2 141' x 175' (4.3m x 5.3m)
Window to front elevation and radiator.
Bedroom 3 146' x 1010' (4.42m x 3.3m)
Window to rear elevation, radiator, built-in wardrobe and feature fireplace.
Shower Room
Three piece suite with shower cubicle, sink and W.C.
Exterior
Rear garden and front courtyard garden. On street permit parking.
Material Information
Freehold.
Council tax band D.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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