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4 St. Pirans Parade, Perranporth Cornwall
£299,950 Guide Price
Bedrooms
Bathrooms
This stunning double fronted, three bedroom terraced cottage offers spacious accommodation, beautifully presented and packed full of all the charm and character as would be expected. Outbuildings envelop the garden to the rear along with a double garage. A viewing is essential to really appreciate.
The Property - This beautifully presented, double fronted, three bedroom, two reception room (both with feature fireplaces) terraced cottage offers spacious, light accommodation, packed full of character and charm and a well maintained lawned garden. A range of very useful outbuildings and a tandem double garage are found to the rear, perfect for storage and parking. Ideally situated in a central location in the popular village location of Sumercourt, close to the A30 and almost equidistant between Newquay, Truro and St Austell. Internally the accommodation has been much improved by the current vendors and offers a sitting room with feature fireplace, a lounge currently utilised as a ground floor bedroom, again with a feature fireplace. The kitchen/diner is well proportioned with ample space for table and chairs and overlooks the rear garden. A utility room gives access to the rear and the modern bathroom offers a roll top bath and a separate shower cubicle. Upstairs there are three good size bedrooms all light and airy. Externally to the rear there is a level lawned garden which enjoys a sunny and private aspect. There are also a range of useful outbuildings and a tandem garage/workshop, ideal for storage or parking. This pretty cottage really must be viewed to appreciate everything on offer.
Accommodation In Detail - (all measurements are approximate)
Front Porch - Fully double glazed with a tiled floor. Door open into:
Sitting Room - 3.78m x 3.73m - Lovely reception room with a double glazed sash window with attractive stone surround to the front aspect. Oak parquet flooring. Lovely feature fireplace with a woodburner on a stone hearth with original bread oven and oak mantle over. Beamed ceiling. Shelved alcove. Door to stairs to the first floor. Further doors to:
Lounge - 4.93m x 3.25m - Lovely size room (currently utilised as a ground floor bedroom) with a double glazed sash window to the front aspect. Feature fireplace with a woodburning stove on a tiled hearth with matching surround and mantle over. Electric panel heater.
Kitchen/Diner - 3.73m x 3.66m - Another lovely size room fitted with a range of matching base wall and drawer units with solid wood worktops over and tiled surrounds. Dual aspect with double glazed windows to the rear and side aspects. Stainless steel double drainer sink. Space for cooker and upright fridge/freezer. Night storage heater. Ample space for table and chairs. Door to:
Utility Room - 3.28m x 2.03m - Very useful space with cupboards built in to house a washing machine and tumble dryer. Solid wood worktops over Space for American style Fridge/Freezer. Built in cupboard with drawers under and wine rack. Double glazed door to the rear garden. Electric panel heater. Door into:
Bathroom - 3.28m x 2.03m - Fitted with a modern white suite comprising a roll top bath with shower attachment, pedestal wash hand basin and low level WC. Separate shower cubicle with mains shower. Electric panel heater. Obscure double glazed window to the rear aspect.
From the Sitting Room a door gives access to the stairs to the first floor.
First Floor Landing - Doors off to:
Bedroom One - 4.39m x 3.35m - Nice size double bedroom with a double glazed sash window to the front aspect. Built in wardrobes.
Bedroom Two - 4.44m x 2.59m - Another double bedroom with a double glazed sash window to the font aspect. Built in storage cupboards.
Bedroom Three - 3.35m x 2.11m - Smaller double bedroom with a double glazed window to the rear aspect.
Outside - To the front the property is set back from the approach with gated access and low maintenance gardens to both sides. To the rear there is access to:
Garden - The garden is lovely here and benefits from a sunny and private aspect. There is a level, lawned garden with a summerhouse, stone outbuilding and log shed. There is gated access to a shared rear path which this property benefits from a right of way over to access the:
Garage Area 1 - 4.57m x 3.58m - Door to the front. Light and power connected. Through to:
Garage Area 2/Workshop - 5.89m x 2.87m - Currently utilised by the current vendor as a workshop. Light and power connected.
Services - Mains electricity, mains water (not metered), private drainage. CT Band B.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
4 St. Pirans Parade, Perranporth Cornwall
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