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4 St. Pirans Parade, Perranporth Cornwall
£295,000 Guide Price
Bedrooms
Bathrooms
a detached 4 bedroom home, set on the outskirts of Perranporth and only a short distance from the town center and beach. Offering an open plan lounge dining room and fitted kitchen. From the front bedrooms there are lovely views in to valley, Perranporth golf club and sand dunes. Larger than expected gardens, driveway parking and garage. Cash buyers only due to mundic.
Entrance - Double glazed front door with double glazed picture windows to side, opening onto
Entrance Porch - Wooden stained twin double glazed door opening into
Open Plan Lounge Dinning Room - 8.56m x 5.11m into bay (2801 x 1609 into bay) - Painted wooden floorboards. 4 x radiators. Triple aspect double glazed windows to front side and rear aspects, offering views to the front into the valley and across to Perranporth Golf Club. two fireplaces with one housing a working log burning stove. Central open tread staircase rising to the first floor with understairs storage. Door opening into
Kitchen - 3.53m x 2.59m (1107 x 806) - Vinyl flooring. Range of base level units and draws offering rolled edge work surfaces above incorporating a stainless steel sink drainer with a swan neck mixer tap above. recess and electric point for electric cooker with extractor fan over. Tiled splash backs and surround. Eye level units, double aspect double glazed windows. Double glazed door opening on to side garden. Wall mounted cupboard housing consumer unit. Door into
Utility - Oiled fired boiler, plumbing for washing machine with shelving above.
Returning to the open planned living space, there is a central staircase with hand rails to side and spindles below, rising to
Half Landing - With stars leading to the eft and to the right. Stairs to the left lead up to
Landing - Painted floorboards, linen cupboard housing the hot water cylinder and shelving. Loft access doors into
Bedroom - 2.44m x 2.41m (800 x 711) - Carpet, radiator, double glazed tilt and turn window to the from aspect offering a stunning view into the valley and across to Perranporth Golf Club
Bedroom - 2.84m x 2.39m (904 x 710) - Carpet, radiator, double glazed tilt and turn window, offering a stunning view across the valley and towards Perranporth Golf Club
Bathroom - Vinyl flooring, radiator, pedestal hand wash basin with tiled splash back, duel flush low level Wc. Paneled bath with an eclectic shower above, tiled splash backs and surrounds. Double glazed window to side aspect.
Master Bedroom - 4.19m x 3.40m (1309 x 1102) - Carpet, Radiator, double aspect double glazed windows to the side and rear
Returning to the half landing, there are stairs to the right leading up into
Bedroom - 4.47m x 2.97m (1408 x 909) - Exposed floor boards, ornamental fireplace with wooden lintel above. Double aspect double glazed windows to the front and side offering stunning views into the valley , Perranporth Golf Club and the town. Wardrobe offering hanging space with box cupboard above.
Outside - The property is access via a gated entrance from Bolenna Lane with steps leading up to the front of the property, where there is a lawned garden and further flower beds housing a plethora of mature shrubs and plans including lavender, hydrangea and fuchsia. The garden extends around to the side of the property where there is a fish pond and sunny patio area creating the ideal alfresco dinning space. Steps leading down to an area creating an ideal beach equipment storage area. From the patio is access onto a further lawned garden, where there is a large storage shed and timber store. There is access around to the rear where the oil tank is sighted along with access through to a further raised garden.
Garage And Parking - 5.33m x 3.05m 0.30m (1706 x 10 01) - Metal up and over door, power and light connected. To the front of the garage is off road parking for 1 vehicle.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
4 St. Pirans Parade, Perranporth Cornwall
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