4 bedroom detached for sale

£275,000 Offers over

4

Bedrooms

2

Bathrooms

Floorplan

FULL DESCRIPTION Nestled in the peaceful and sought-after location of Whitehills, Saline, this spacious and versatile property offers a fantastic opportunity for those looking for a family home with ample living space and great potential.

Set over two levels, the ground floor boasts a welcoming lounge complete with a charming feature fireplace, fitted shelving, and a cozy alcove with storage. The modern fitted kitchen includes an integrated gas hob and oven, with ample room for additional appliances, and leads to a convenient rear porch.

The dining room, also featuring a fireplace, provides the perfect space for family meals and entertaining, and houses the staircase to the upper level. Two well-proportioned bedrooms on the ground floor benefit from built-in storage, and a contemporary three-piece shower room offers a touch of luxury, including a steam room feature.

Upstairs, youll find a large double bedroom with a built-in storage cupboard, and a second space which was formerly part of the main bedroom. This area has been partially converted into a further bedroom, although the work remains unfinished offering the next owner the flexibility to complete it as they wish. A stylish and modern four-piece bathroom completes the upper floor.

Externally, the property features a driveway, a detached single garage, a rear garden, and a generously sized enclosed garden to the side which includes several sheds.

This property is perfect for families or buyers looking for a home they can personalise and finish to their own taste. With modern touches already in place, and potential to further develop, it truly is a fantastic opportunity in a desirable location.


MEASUREMENTS Ground Floor
Vestibule : 1.1m x 2 m approx.
Living Room : 7.8m x 5m approx.
Bedroom One : 3.9m x 3.7m approx.
Bedroom Two : 2.8m x 3.7m approx.
Kitchen : 4m x 2.7m approx.
Dining Room : 4.5m x 4.7m approx.
Shower Room : 2.8m x 1.6m approx.
Rear Porch : 1.9m x 2.9m approx.
Upper Level :
Bedroom Three : 2.9 x 4.3m approx.
Bedroom Four : 5 x 2.5m approx.
Bedroom Five : 3.7m x 3.7m approx.
Storage : 1.8m x 2.6m approx.
Bathroom : 3.1m x 2.6m approx.


LOCATION The property is situated in the popular semi-rural village of Saline, just 5 miles from Dunfermline. Saline offers a range of convenient local facilities, including a shop, post office, primary school, and a golf course, making it ideal for families and those seeking a peaceful village lifestyle.

Nearby, the town of Dollar provides additional amenities, including private education at the renowned Dollar Academy and more extensive shopping options.

Dunfermline itself boasts a wide variety of amenities, featuring the Kingsgate Covered Shopping Centre, secondary schools, leisure facilities, and excellent transport links with both bus and railway stations.

This location is also perfect for commuters, with easy access to both the Forth Road Bridge and Kincardine Bridge, providing straightforward routes to Edinburgh, Stirling, and beyond.

EXTRAS INCLUDED IN THE SALE All floor coverings, fixtures, and fittings are included in the sale. Integrated appliances are also included; however, these are sold as seen, and no warranties or guarantees will be provided regarding their condition or functionality.

Please note, this property is being sold as seen, and no warranties or guarantees will be offered to any prospective purchaser in relation to the condition of the property or any of its fixtures, fittings, or contents. All interested parties are strongly advised to carry out their own inspections and due diligence prior to making an offer.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 229575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 6875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 23325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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