4 bedroom detached for sale

£285,000

4

Bedrooms

Floorplan

EXTENDED DETACHED HOME IN CUL DE SAC LOCATION - A well presented four bedroom detached house ideally located within walking distance of the village center. The accommodation briefly comprises of a modern kitchen with integrated appliances, lounge and dining room, downstairs shower room, four double bedrooms and a family bathroom. The property also benefits from double glazing, gas central heating, landscaped rear garden with side and rear access, off road parking for three cars,two storage rooms to the front and open country views from the rear bedrooms.. For viewings call Martin & Co 01455 636349.

ENTRANCE Obscure double glazed door to kitchen

KITCHEN 14 0" x 11 6" (4.29m x 3.51m) Fitted with a modern range of wall base and drawer units with roll top work surfaces above, inset sink unit with center bowl and mixer tap, built in oven with four ring gas hob and extractor hood above, integrated fridge freezer, dish washer, washing machine and tumble dryer, herringbone wood effect tiled flooring, double gazed window to front, upright radiator.

SHOWER ROOM 8 2" x 6 10" (2.49m x 2.097m) Recently converted from half of the garage, double shower cubicle with glazed shower screens, mains mixer unit with shower over attachment, low flush WC, sink Unit with mixer tap and vanity cupboard below, heated hand towel rail, ceramic tiled floor, fully tiled walls, double glazed window.

INNER HALLWAY Stairs to first floor landing, radiator, understairs storage cupboard, Herringbone wood effect tiled floor, door to lounge

LOUNGE 18 11" x 11 6" (5.79m x 3.51m) Feature focal inset ledgestone living flame gas fire and surround with in built storage, herringbone wood effect tiled flooring, inset ceiling spotlights, double glazed window to rear, triple glazed bi folding doors to dining room.

DINING ROOM 8 11" x 8 11" (2.72m x 2.72m) Double opening double glazed door to rear garden, radiator, inset ceiling spotlights, double glazed window to side.

LANDING Double glazed window to side, access to roof space.

BEDROOM 1 11 10" x 9 6" (3.61m x 2.92m) Modern built in wardrobes with shelving and hanging space with matching bedside cabinets and chests of drawers.

BEDROOM 2 9 8" x 9 3" (2.97m x 2.82m) Double glazed window to rear, radiator.

BEDROOM 3 9 10" x 8 0" (3.00m x 2.44m) Double glazed window to front, radiator

BEDROOM 4 8 11" x 8 0" (2.72m x 2.44m) Double glazed window to front, Radiator.

RE FITTED FAMILY BATHROOM Modern bathroom suite comprising panelled bath with mixer tap and shower over attachment, shower cubicle with glazed screen, mains mixer unit and overhead attachment, Pedestal hand wash basin with mixer tap and vanity cupboard below, low flush WC, heated hand towel rail, ceramic tiled floor, obscure double glazed windows.

OUTSIDE Front - The property is approached via a stoned driveway with block paved borders with off road parking for two cars, UPVC storage room with side door, Further storage which is the remainder of the garage 2.469 x 2.198 with up and over door, power and lighting, outside tap.

There is a side access gated and paved pathway which leads to a landscaped rear garden with a paved / block paved area with pergola, artificial lawned area and raised brick flower borders with a variety of plants and shrubs and inset lighting. There is also an access gate to the rear of the property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 237825

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 7125
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 24075
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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