3 bedroom semi-detached for sale

£520,000 OIRO

3

Bedrooms

PROPERTY DESCRIPTION Martin & Co. are privileged to offer for sale this fantastic Semi Detached Cottage property occupying an idyllic position within this little known hamlet in the middle of open countryside. The house enjoys extensive gardens to two sides and a generous driveway leads to the double garage. There is also a greenhouse, garden store room and boiler room. Offered with the benefit of vacant possession and no vendor chain involved. We are also delighted to offer the adjoining cottage No. 5 by separate negotiation with an asking price of 130,000.

1 Healey is ideally placed for nearby schooling, excellent access to a variety of West Yorkshire business centres and the M1 motorway network.

The property is entered via the Entrance Hall which leads into the Dining Room (1711" x 109") which has a staircase leading to the first floor, window to the front and door leading into the Sitting Room. The Sitting Room (243" x 156") is a magnificent reception room having windows to the side and rear and patio doors leading to the Conservatory and a door through to the Dining Kitchen. The Conservatory (142" x 104") enjoys lovely views over the extensive lawned garden with French Doors.

The Dining Kitchen (152" x 129") is another spacious room equipped with a good range of light oak finish units to base and wall with integrated appliances including an electric four ring hob, built-in double oven and dishwasher. There is also plumbing for an automatic washing machine. There are windows to the front and a door leads through to the Dining Room and first floor access.

The first floor Landing leads to the following rooms:

The Master Bedroom (121" x 157") is a spacious double bedroom having a fitted double wardrobe plus dressing table and drawers, five windows to the rear of the property and two windows to the side. A door leads to the En-Suite. The En-Suite (95" x 52") is fitted with a four piece suite consisting of a panelled bath, vanity sink unit, low level wc and shower cubicle. The second double Bedroom (136" x 131") is also of good proportions and has four windows to the front. The third Bedroom (136" x 91") has three windows to the rear.

The Family Bathroom (108" x 6) Having a four piece suite consisting of a corner bath, pedestal wash hand basin and a low level wc plus a shower cubicle.

AGENTS NOTE ; As mentioned previously we are also instructed in the sale of the adjoining cottage No.5 which is offered separately at 130,000. This offers a fantastic opportunity to purchase both properties and create one magnificent residence, subject to the appropriate Planning Permission and Building Regulation.

Early viewing is highly recommended and this can be arranged by contacting our Huddersfield office on 01484 453935.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 431700

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 13000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 41700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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