3 bedroom semi-detached for sale

£425,000

3

Bedrooms

2

Bathrooms

Floorplan

SUMMARY
Situated in the highly sought-after area of Lowerfold, Shawclough, this beautifully presented three-bedroom detached family home offers generous living space, modern comforts, and the rare benefit of a self-contained annexe in the rear garden - perfect for extended family, guests, or home office use.

The property is set back from the road with a large driveway providing ample off-road parking, alongside attractive front and rear gardens ideal for family living.

Inside, the ground floor boasts a bright and welcoming entrance hall with a downstairs WC, a spacious lounge, and a well-proportioned kitchen/diner with access to the conservatory and garden. Upstairs, youll find three comfortable bedrooms and a modern family bathroom.

At the rear, the detached self-contained annexe offers versatile accommodation, complete with its own entrance, making it an excellent option for multi-generational living, independent teenagers, or rental/business potential.

ENTRANCE HALLWAY 12 5' x 6 10' (3.79m x 2.10m)
Neutral decor, laminate flooring, UPVC door, radiator, stairway entrance to first floor

LOUNGE 15 1' x 11 5' (4.60m x 3.50m)
Neutral decor, carpet, feature fireplace, radiator, UPVC window, vertical blinds, curtains and curtain pole

DINING ROOM 15 8' x 7 6' (4.80m x 2.30m)
Neutral decor, carpet, feature fireplace, radiator, UPVC window, vertical blinds

KITCHEN 18 8' x 11 6' (5.70m x 3.51m)
Neutral decor, a range of wall and base units, stainless steel sink, built in appliances such as dishwasher, oven, grill, tiled floor, UPVC window and double doors to conservatory, radiator

UTILITY ROOM 10 9' x 7 10' (3.30m x 2.40m)
Neutral decor, a range of wall and base units, appliance spaces for washer and dryer, door leading to rear garden


CONSERVATORY 9 10' x 3 6' (3m x 1.09m)
Neutral decor, laminate flooring, window blinds, wall heater, UPVC windows

BEDROOM ONE 12 9' x 11 9' (3.90m x 3.60m)
Neutral decor, carpet, UPVC window, radiator


BEDROOM TWO 11 1' x 11 1' (3.40m x 3.40m)
Neutral decor, carpet, UPVC window, radiator

BEDROOM THREE 7 2' x 6 10' (2.20m x 2.10m)
Neutral decor, carpet, UPVC window, radiator

FAMILY BATHROOM 8 6' x 6 2' (2.60m x 1.90m)
Neutral decor, partially tiled walls, white three piece bathroom suite, corner shower cubicle, UPVC window, radiator

ANNEXE Neutrally decorated with laminate flooring. Toilet and hand wash basin, bi fold doors.

EXTERNAL
Large garden to rear with patio area and lawn areas. Garden to front and driveway for 4/5 cars.

BUYER CHECKS
Please note, we must carry out Due Diligence on all properties which includes buyer and seller AML (Anti-Money Laundering) checks. To complete the checks there is a 25 payment per buyer which will need to be paid prior to the property being taken off the market.

MATERIAL INFORMATION
Freehold.

For further information please see our material information brochure.

NEED A MORTGAGE?
Why be restricted to your current or high street lenders rates?

Especially when Martin & Co can introduce you to our Mortgage Advisor with access to a comprehensive panel of over 80 lenders, including a range of off market products, offering potential savings against your current lender.

Call today to arrange a ten-minute (no obligation) telephone consultation (at a time to suit you)

One quick call could potentially save you thousands of pounds over the course of your mortgage.

Please remember, your home is at risk if you do not keep up with your mortgage repayments.

Features
  • Freehold

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 353325

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 34575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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