4 bedroom semi-detached for sale

£180,000 Guide Price

4

Bedrooms

2

Bathrooms

Floorplan

Located in the highly desirable Whitburn area, this home is perfect for families seeking a stylish and comfortable living space with room to grow. Spread over three floors, the property maximises space and light throughout.

On the ground floor, a cosy lounge features a log-burning stove, creating a warm, inviting space to relax. The adjacent kitchen diner is finished with modern units, integrated appliances, and a practical breakfast bar. French doors open out to the rear garden, making it an ideal area for entertaining or family meals. A separate utility room and a convenient downstairs cloakroom complete the ground floor layout.

The first floor offers three well-proportioned bedrooms, perfect for family living or guest accommodation. The stylish family bathroom is finished to a high standard, providing a bright and fresh space. The master suite occupies the entire top floor, offering a private retreat with an en-suite shower room.

Externally, the property benefits from a block-paved driveway to the front, providing off-street parking. The rear garden features a mix of decking and lawn areas, along with a handy garden shed, making it a practical and versatile space for outdoor activities.

With its great location close to local amenities, schools, and transport links, this home is an excellent choice for families looking to settle in a highly regarded area. Viewings are highly recommended to appreciate the full potential of this versatile and well-presented property.

ROOM DETAILS Hallway: Welcoming entrance with laminate wood flooring, double glazed window, and under stair storage.

Lounge: Features a log-burning stove, elegant dado and coving, double glazed window, and radiator.

Kitchen/Diner: A well-equipped space with breakfast bar, integrated appliances, double glazed window, and UPVC French doors leading to the garden.

Utility: Laminate wood flooring, spotlights, and double glazed window.

Cloakroom: Includes a WC, wash hand basin, laminate flooring, and spotlights.

Bedrooms: Four well-proportioned bedrooms, each with double glazed windows and radiators; the master bedroom boasts fitted wardrobes.

Bathroom: A luxurious family bathroom with a freestanding bath and separate shower, and a modern en-suite in the master bedroom.


ADDITIONAL INFORMATION Please note that a previous survey has identified the presence of red ash within the property. We recommend prospective buyers seek advice from a qualified professional and confirm any potential impact with their lender prior to proceeding.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 142200

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 4500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 7200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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