4 bedroom end of terrace for sale

£950,000 Guide Price

4

Bedrooms

3

Bathrooms

Floorplan

THE PROPERTY An exceptional end-of-terrace townhouse in one of Winchesters most prestigious addresses.

Situated on Edgar Road in St Cross one of the citys most desirable and exclusive locations Number 1 Edgar Villas occupies a prime end-of-terrace position within this attractive 1980s-built development. Set on a wider-than-average plot and enjoying a discrete setting away from the road, this elegant red-brick home combines architectural character with light-filled, spacious interiors a rare offering in such a sought-after part of Winchester.

A tiled storm porch shelters the front door, which opens into a generous entrance hall with polished wooden flooring. To one side is a useful cloakroom/utility, while opposite, a door leads through to the impressive open-plan living, kitchen and dining space. Bathed in natural light from windows on three aspects, this is a room designed for both everyday family life and effortless entertaining. Features include a gas fire with marble surround, a sunny bay window overlooking the garden, French doors opening onto the patio, and elegant wood-style laminate flooring throughout.

The kitchen area is well appointed with a range of shaker-style wooden cabinets topped with black granite worksurfaces. Integrated appliances include a Neff oven and grill, separate gas hob, fridge/freezer and dishwasher. A well-defined dining area enjoys views over the front garden and comfortably accommodates a large table.

On the first floor, the landing is bright and airy thanks to a striking picture window, and benefits from a large linen cupboard.

The principal bedroom benefits from a wall of fitted wardrobes, a private ensuite bathroom, and a peaceful outlook to the front. This room was formerly part of a larger suite including the adjacent study/bedroom two and could easily be reconfigured if desired. A family shower room completes this level.

The second floor galleried landing features a full length window with classically designed porthole picture window within larger glazed panels, offering wonderfully elevated views.

There are three further bedrooms on this floor, two of which can easily be double bedrooms, and a third room currently used as an art studio. There is a family bathroom featuring an original corner bath, pedestal basin and wc.

Outside, the front garden is fully enclosed by mature hedging and specimen trees and has been maintained by the current owner as a naturalistic wild garden, benefitting from both easterly and southerly aspects. To the rear, the south-westerly facing garden offers excellent privacy, with a lawned area, a sunny patio, and a recently installed glass garden room, ideal for year-round relaxation or entertaining.

A brick-built garage lies within the rear garden boundary and is suitable for a medium-sized car, with additional space for storage. A side door allows convenient access between the garage and the garden.

Tenure: Freehold
Construction: End of terrace property, built in the late 1980s with red brick elevations and a slate roof.
Utilities: Mains gas, electricity, water and waste services connected
Parking: Separate garage and allocated parking space
EPC Grade tba
Council Tax Band G
Services: Mains drainage, electricity, water and gas.
Heating: Gas central heating system
Broadband: (Source Ofcom): Ultrafast Broadband available in the area: 1000 mbps download and 100 mbps upload.
Flood Risk (Source: Govt Environment Agency): Risks Very Low.

Schooling: Nearby independent schools include Winchester College, St Swithuns, King Edward VI, and preparatory schools such as The Pilgrims School, Twyford School and Princes Mead. Local state schools are Stanmore Primary, Kings School and the renowned Peter Symonds College.

Location: The St Cross area is one the prime residential locations of Winchester. The mix of ancient buildings, Roman, Norman and medieval as well as river walks, leafy gardens and wide tree lined streets, coupled with open playing fields and a flat walk into the town centre, past the walls of Winchester College and the Cathedral, all combine to make this an attractive and highly sought after place to live.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 775200

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 23750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 62700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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