3 bedroom detached for sale

£495,000 OIRO

3

Bedrooms

1

Bathrooms

Floorplan

PROPERTY DESCRIPTION This three bedroom detached family home is a real landmark in the village of Trispen. Thoughtfully modernised by the current owners, it blends historical character with contemporary comfort. Set on a generous corner plot, conveniently situated between the village shop and the community centre, the property offers a spacious garden and ample gated driveway parking. Inside, the layout retains a traditional feel, featuring a cozy front living room with a wood-burning stove, a separate dining room, a stylish modern kitchen, and a large utility room with a WC. Upstairs, youll find three generously sized bedrooms and a beautifully presented family bathroom. Outside, the property has large gardens, a summerhouse, garage, and additional parking to the rear. Situated in a highly sought-after village, this is a perfect family home. An internal viewing is highly recommended to appreciate this lovely family home.

PORCH 9 2" x 3 2" (2.79m x 0.97m) The front porch gives access to the main property with window to front aspect and door leading to the dining room.

REAR PORCH 7 9" x 4 5" (2.36m x 1.35m) At the rear of the property there is an extension, providing a great boot room type space with two doors leading to the rear garden and a further interior door leading to the kitchen.

KITCHEN 12 3" x 8 4" (3.73m x 2.54m) Modernised and updated by the current owner and now presented in excellent condition, the kitchen is fitted to three sides with a range of above and below counter units. Electric oven with induction hob and extractor over. Plenty of storage. Stainless steel sink and drainer. Window to rear aspect.

DINING ROOM 12 6" x 12 3" (3.81m x 3.73m) The current owners enjoy entertaining and so has the room laid out as a formal dining room ideal for guests. The room is a flexible space however and could be a further sitting room or even home office. Slate floor. Stairs rise from the dining room to the first floor landing.

LIVING ROOM 12 1" x 11 6" (3.68m x 3.51m) The cozy living space is well presented with oak flooring, exposed beams and the all important wood burner. Window to front aspect.

UTILITY ROOM 9 7" x 8 9" (2.92m x 2.67m) Located off the kitchen, this large space currently has a small worktop area with space and plumbing for a washing machine and tumble dryer below. Further wall cupboard that houses the solar invertor and meter. Airing or storage cupboard. Window to rear aspect. Door leading to WC.

WC Wash hand basin and WC.

LANDING Stairs rise from the ground floor to a spacious landing with doors to all rooms. Door to airing/storage cupboard.

BEDROOM 1 13 10" x 12 2" (4.22m x 3.71m) The main bedroom is generous in size and has a window to front aspect. Built in above stairs, storage cupboard.

BEDROOM 2 12 2" x 9 4" (3.71m x 2.84m) Also, a generous double room, the second bedroom also has a window to front aspect.

BEDROOM 3 10 5" x 9 1" (3.18m x 2.77m) Currently setup with bunk beds, this room could easily accommodate a double bed and is slightly irregular in size with an alcove and window to rear aspect.

BATHROOM 9 3" x 9 2" (2.82m x 2.79m) Finished to a very good standard and being modern throughout, the bathroom is well thought out, making the most of the space, with a bath with shower over, WC and built in vanity unit. Window to rear aspect. Door to storage cupboard.

GARAGE 18 0" x 10 6" (5.49m x 3.2m) The detached garage has an electric roller door. Large enough to accommodate a car or simply a workshop/storage space. The driveway is large and could easily accommodate several vehicles. Agents note, we are making buyers aware that the roof of the garage is made from asbestos sheets.

SUMMERHOUSE 11 1" x 9 4" (3.38m x 2.84m) A real feature of this garden is the summerhouse which the current owners use to make the most of the outside space. Plenty of options for the new buyer as it could be a home office, childrens play room or even just further storage.

SHED 10 7" x 8 0" (3.23m x 2.44m) At the back of the garden is a brick built shed which provides all important storage that we all need.

GARDENS The gardens are well maintained and spread to both the rear and the side of the property. Mainly laid to lawn with some well established plants, shrubs and fruit trees. Large area of decking setup for those sunny evenings spent in the garden with the BBQ.

SOLAR PANELS The vendor informs us that the solar system is a 3.5kw system and benefits from a feed-in-tariff. More details are available by request.

LOCATION The property is situated in the quiet village of Trispen which lies within the parish of St Erme. The village offers a well regarded School, along with shop and a community centre. Trispen is on a bus route and has easy access to the A30 and lies 4 miles away from the capital city of Truro, which has a mainline train station and a wide range of retail outlets, Schools and Colleges.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 411075

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 12375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 39825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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