4 bedroom detached for sale

£720,000

4

Bedrooms

2

Bathrooms

Floorplan

DESCRIPTION An extremely well presented detached four bedroom period family home which benefits from a large level garden and parking for multiple cars. This lovely home is situated in a tranquil location less than a mile from Cadgwith Cove. Internally there is a 27ft living room with beamed ceilings and an impressive original inglenook fireplace which features a large Jet master multi fuel fire. Also on the ground floor is a large kitchen/diner, conservatory, WC, and a welcoming entrance porch. On the first floor you will find a bathroom, separate WC, four bedrooms with the master having ensuite facilities. Outside there is a well tended garden with a nice variety of plants and flowers bordering. There are two summerhouses both with power and light, along with a useful garden storage shed. To the side of the garden is a large parking area which provides enough space for multiple cars with a further parking space at the front. A viewing is highly recommended to appreciate this beautiful home. Available chain free.

ENTRANCE PORCH 10 0" x 6 5" (3.05m x 1.96m) Floor to ceiling storage cupboards, spaces and plumbing for a washing machine and a tumble dryer, doors to the WC and kitchen.

LIVING ROOM 27 5" x 16 7" (8.36m x 5.05m) A fantastic room with a beautiful inglenook fireplace and a Jet master multi fuel fire, beamed ceiling, two radiators, three double glazed windows, under stairs cupboard.

KITCHEN/DINER 18 10" x 13 5" (5.74m x 4.09m) Attractive wall and base units, inset one and a half bowl sink, built under oven, inset hob with an extractor above, built in microwave, dishwasher, freestanding fridge. There is also an oil fired Rayburn in wonderful condition which provides another option for cooking and heating. Stairs rising to the first floor, three double glazed windows, space for a dining room table.

CONSERVATORY 7 6" x 6 2" (2.29m x 1.88m) The conservatory is double glazed an has pleasant views over the garden.

LANDING Loft access, window, built in cupboard housing a hot water cylinder, radiator.

BEDROOM ONE 12 11" x 12 9" (3.94m x 3.89m) Double aspect room with three double glazed windows, radiator, door to the ensuite.

ENSUITE 7 7" x 6 7" (2.31m x 2.01m) Shower enclosure with an electric shower, WC, heated towel rail, pedestal wash hand basin, double glazed window.

BEDROOM TWO 11 9" x 10 3" (3.58m x 3.12m) Double glazed window, radiator, part exposed granite wall.

BEDROOM THREE 15 6" x 6 5" min (4.72m x 1.96m) Double glazed window, radiator, recess with wardrobe and cupboard unit.

BEDROOM FOUR 11 9" x 7 1" (3.58m x 2.16m) Double glazed window, radiator.

BATHROOM 7 1" x 4 10" (2.16m x 1.47m) Bath with an electric shower, corner wash hand basin, double glazed obscured window.

WC Pedestal wash hand basin, WC, double glazed obscured window

GARDEN A beautifully tended level garden which is mainly laid to lawn with flower beds bordering with an attractive range of plants and flowers, garden storage shed, two summer houses with power and light, seating area, outside tap, access to both parking areas.

PARKING Gravelled parking area to the side with space for multiple cars, further parking space to the front.

DIRECTIONS Proceed along the A3083 Helston to Lizard road, turn left at the sign post to Cadgwith, follow this straight road for approximately 1 mile and the road veers a sharp left, from this bend proceed for half a mile and turn left at the Bruggan Farm sign, from here the property can be found 100 yds along on the right.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 596700

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 18000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 56700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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