3 bedroom semi-detached for sale

£425,000

3

Bedrooms

Floorplan

FULL DESCRIPTION Martin & Co are delighted to present this stunning three-bedroom semi-detached house, located on the sought-after Thornford Gardens. This property combines modern living with thoughtful design and practicality, making it the perfect family home.

As you approach, you are greeted by a charming storm porch, ideal for sheltering from the elements and adding character to the exterior. The property offers off-road parking, ensuring convenience for busy households. Inside, the home boasts a contemporary feel throughout, with clean lines and stylish finishes that set it apart.

The heart of the home is the spacious kitchen-diner, a fantastic space for hosting and entertaining guests. The kitchen features modern integrated appliances, ample counter space, and large sliding doors that flood the area with natural light. These doors open directly onto the spacious rear garden, seamlessly blending indoor and outdoor living-perfect for sunny days and al fresco dining.

Upstairs, the property offers three well-proportioned bedrooms, including a master bedroom with an en-suite for added luxury and convenience. A sleek family bathroom completes the first floor. Outside, the low-maintenance garden provides a peaceful retreat, ideal for relaxing or entertaining when the sun comes out.

Situated just a two-minute walk from nearby bus stops, the property is well-connected, offering easy access to local amenities, schools, and transport links. Thornford Gardens is a quiet and desirable location, perfect for families or professionals seeking both convenience and comfort.

LIVING ROOM 12 11" x 14 1" (3.95m x 4.31m)

HALLWAY 13 1" x 4 2" (4m x 1.28m)

WC 4 6" x 7 0" (1.393m x 2.14m)

KITCHEN/DINER 22 5" x 12 3" (6.85m x 3.74m)

LANDING 7 11" x 12 10" (2.42m x 3.913m)

MASTER BEDROOM 9 4" x 11 0" (2.867m x 3.36m)

ENSUITE 7 1" x 4 9" (2.18m x 1.47m)

BEDROOM 2 12 9" x 11 8" (3.91m x 3.56m)

BEDROOM 3 10 6" x 8 4" (3.221m x 2.56m)

BATHROOM 7 1" x 7 9" (2.176m x 2.377m)

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 353325

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 34575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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