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Beechfield House, Lyme Green Business & Retail Park Winterton Way, Macclesfield
£160,000
Bedrooms
Bathrooms
Double-fronted charm with a private garden and commuter-ready location the perfect first home or buy-to-let | Offered with no onward chain |
A charming double-fronted, two-bedroom terraced home on Smith Street, Macclesfield. Offers an ideal blend of period character and practical living for first-time buyers or savvy investors. The property presents a welcoming front aspect, comfortable living spaces across two levels, a private rear garden for outdoor relaxing and entertaining, and convenient on-street parking for residents and visitors. The house is configured to maximise rental appeal or create a cosy, low-maintenance home for new owner-occupiers, with scope for cosmetic updating to add immediate value.
Located in Macclesfield, this property benefits from a town rich in history and contemporary vibrancy, where former silk mills and cobbled streets sit alongside an energetic independent food and leisure scene, including the popular Picturedrome and the monthly Treacle Market making the area attractive to both residents and renters who value culture and community. The towns position on the edge of the Peak District offers easy access to outstanding countryside for walking, cycling and weekend escapes, while strong transport links from Macclesfield station mean fast, regular connections into Manchester and beyond, appealing to commuters and city-workers seeking a quieter base.
Everyday life in Macclesfield is supported by a growing selection of cafs, restaurants, pubs and local producers, plus community-focused attractions such as the Silk Museum and regular markets that create a lively town-centre atmosphere and long-term demand for housing in well-connected neighbourhoods. The surrounding green spaces and nearby outdoor attractions contribute to a high quality of life for families, professionals and retirees, while a varied local economy and redevelopment of historic buildings into modern homes keep the town relevant and resilient for future growth.
For buyers weighing convenience and investment potential, this property combines sensible running costs with strong locational advantages: a short walk to local amenities, easy commuter access, and a neighbourhood that benefits from Macclesfields cultural revival and access to nature. Investors will appreciate steady tenant demand driven by the towns amenities and transport links, while first-time buyers will value the manageable scale, private garden, and scope to personalise the home. Arrange a viewing to see how this neat terraced house could be the perfect step onto the property ladder or a dependable addition to an investment portfolio.
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Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
Beechfield House, Lyme Green Business & Retail Park Winterton Way, Macclesfield
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