3 bedroom detached for sale

£350,000 Offers in excess of

3

Bedrooms

PORCH A double glazed French door opens to the inset porchway which in turn leads to a hardwood door featuring a leaded, stained glass window and opening into the main hallway.

HALLWAY The welcoming hallway indicates the many features found throughout the home and offers chequerboard Minton style flooring which leads to each of the reception rooms, kitchen and continues to the staircase with mahogany hand bannister which in turn gives access to the first floor accommodation. Further inclusions are a decorative lead effect stained glass window to the front elevation. cloak hooks, picture rail and understairs pantry

DINING ROOM 14 9"" x 13 0 " (4.5m x 3.96m) The dining room is a lovely space to relax and overlooks the front aspect of the home via a uPVC frame bay window with inset stained glass roses to the top windows. The room also features picture rails and feature fire surround with raised wooden mantle.

LIVING ROOM 15 5" x 11 5" (4.71 m x 3.48m) The living room offers views and access to the rear garden with uPVC frame walk in bay with courtesy door leading to the rear garden. The room also features a decorative fire surround with tiled inset and hearth. Further features include picture rails.


KITCHEN 13 3" x 9 10" (4.05m x 3.01m) The kitchen offers an extensive range of wall and base units finished in an oak effect with contrasting worksurface over and tiling to splash prone areas. Space and plumbing for white goods, free standing cooker and stainless steel sink with mixer style tap over. A uPVC frame double glazed picture window gives views overlooking the rear garden with a hardwood door to the side access leading to the garage, downstairs WC and storage cupboard

GARAGE/STORAGE ROOM 13 1" x 6 3" (4.01m x 1.93m) The garage space (Please note - this may not be suited to vehicular access, caution is advised) creates an ideal storage area with up and over door, storage cupboard and downstairs WC. Access to the rear garden is available via a outward door with glazed inset window, providing pedestrian access via a ramp facility with handrail.

DOWNSTAIRS WC Including a low level flush WC, wash hand basin and window to the rear aspect.



FIRST FLOOR ACCOMMODATION

LANDING Access to the first floor accommodation is from the hall with spindle balustrade and patina hand rail. Offering a window to the side aspect. The landing offers access to each of the bedrooms, family bathroom and WC.

BEDROOM ONE 15 3" x 11 11" (4.67m x 3.65m) Overlooking the front aspect with uPVC bay and complementing stained glass inset roses to the upper window. The room also has a focal inset fireplace and picture rails. Accessed via a modesty door with bubble glass pane window inset

BEDROOM TWO 13 3"" x 13 0" " (4.04m x 3.96m) Offering views to the rear aspect via a uPVC frame double glazed window. Featuring an inset fire place and including a built in cupboard. Accessed via a modesty door with bubble glass pane window inset

BEDROOM THREE 9 6" x 7 3" (2.91m x 2.22m) Located to the front of the home, including a uPVC frame double glazed window and continuing the inset rose stained glass. Accessed via a modesty door with bubble glass pane window inset.

WC A low level flush WC. A window to the side elevation.

BATHROOM The bathroom offers a two piece suite comprising; side panel bath and pedestal wash hand basin with opaque glazed window to the rear elevation. Further including a range of purpose built storage cupboards. There is tiling to splash prone areas.

REAR GARDEN The enclosed rear garden has been enjoyed over the years, separated into areas of interest including a focal circle centre piece, side patio and meandering pathways with mature plants, lawn and patio area. A lovely area to enjoy with the security of being accessed only via the main house and capturing sunlight until late afternoon.

FRONT GARDEN The front of the home offers an off road parking area, pedestrian walkway to the main home with an area of plants, separated from the public access via a low set fence boundary and privet hedge.

GENERAL DESCRIPTION Loved by the current owner for many years.. Many features remain untouched adding to the character of the property. Two generous reception rooms and family kitchen area accessed from the inner hallway with chequerboard tiled floor and stained windows make this an ideal space for entertaining or relaxation. Downstairs has the convenience of a toilet, additional storage and an integral garage(Though may not be suited to vehicular access). Upstairs the home continues with many features including bedrooms with modesty doors and inset fireplaces, family bathroom with separate WC, making this an ideal family home. Further benefits include off road parking and enclosed rear garden. Available with no further chain , early viewing is advised.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 291450

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 8750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 28950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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