3 bedroom semi-detached for sale

£190,000

3

Bedrooms

Floorplan

This elegantly presented three-bedroom semi-detached house offers a perfect blend of comfort, functionality, and style.

As you approach the house, you are greeted by a small lawn that enhances the propertys curb appeal. A single-car driveway leads you directly to the garage, providing convenient off-street parking.

Step inside to discover a spacious lounge, featuring a large window to the front that fills the room with natural light, creating a warm and inviting atmosphere. The neutral decor provides a versatile canvas, ready for you to add your personal touch.

Continuing through the home, youll find the practical kitchen/diner. This well-planned space is ideal for both cooking and entertaining, with ample storage solutions and designated areas for your appliances. The kitchen is designed with functionality in mind, making meal preparation and family gatherings a breeze. Also on the ground floor, off the kitchen is a convenient and stylish downstairs WC, offering added practicality for guests and family members alike.

Venture upstairs to discover the sleeping quarters. The master bedroom is a spacious retreat, featuring windows to both the front and rear. This generous space offers ample room for your furniture and personal touches.

The second bedroom, positioned at the front of the house, is another double, ideal for a guest room or a teenagers haven. A large single bedroom occupies the rear, providing a cosy space that could also serve as a home office or playroom.

Completing this level is the family bathroom, a crisp and smart room designed for relaxation. Thoughtfully appointed with modern fixtures, it provides a tranquil space for unwinding after a long day.

Step outside to the rear garden, where outdoor living is embraced. The patio area directly behind the house is perfect for al fresco dining or summer barbecues, while the tiered lawn ascends gracefully, leading you to a raised gravel area that could serve as an excellent spot for planting or simply enjoying the sun. This outdoor space offers functionality, catering to both playful children and garden enthusiasts.

This exceptional property is conveniently located near local shops and schools, making this an ideal family home. Additionally, with easy access to the motorway network, commuting to nearby cities is hassle-free. For those who appreciate nature, the picturesque Derbyshire countryside is just a stones throw away, offering ample opportunities for outdoor activities and scenic walks.

In summary, this beautifully presented three-bedroom semi-detached house ticks all the boxes for modern family living. With its attractive interiors, practical layout, and delightful outdoor space, it is perfectly positioned to make your dream home a reality. Dont miss the chance to make this property your own. Contact us today to schedule a viewing!


ADDITIONAL INFORMATION - Freehold
- Council Tax Band B
- EPC Rating B
- Restrictive Covenants

For further information please see the Key Facts for Buyers section within this listing

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 149950

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 4750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 7450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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