4 bedroom detached for sale

£650,000

4

Bedrooms

3

Bathrooms

Floorplan

Executive Four Bedroom Family Home Exclusive Development in Heath

Set in the heart of the historic village of Heath, just minutes from the M1 yet surrounded by countryside charm, this outstanding four bedroom stone-built executive home offers a rare opportunity to acquire a modern family residence of distinction. Positioned on an exclusive small development, this property impresses from the very first glance with its double-width driveway, front garden laid to lawn, and timeless stone faade.

Step inside via the welcoming foyer and youre immediately struck by the scale and quality of the home. Solid oak flooring flows throughout much of the ground floor, setting a tone of warmth and elegance. To the right, the impressive lounge is a wonderful family space with a striking bay window and a beautiful Portuguese limestone fireplace with inset gas fire that provides a stylish focal point. To the left, a dedicated study/office creates the perfect setting for home working or quiet reading.

The heart of the home is the farmhouse-style kitchen. With pine cabinetry, a Rangemaster 110 range cooker, and a full suite of integrated appliances, it balances practicality with traditional charm. Just off the kitchen, a utility room provides a useful sink and plumbing for laundry, with access to a small rear porch, the garden, and the internal door to the double garage with electric doors.

Entertaining is made easy with the spacious formal dining room, ideal for family gatherings and special occasions. From here, step into the tranquil conservatory, a bright and peaceful retreat that enjoys views over the west-facing rear garden. Completing the ground floor is a handy cloakroom, neatly tucked beside the staircase.

Upstairs, the grand landing leads to four genuine double bedrooms. The first on the left is a generous double complete with its own en suite. The master suite, also to the front, is an exceptional space with extensive fitted wardrobes and a large en suite bathroom featuring bath with over head shower. Two further double bedrooms enjoy rear-facing views over the garden and countryside beyond. A stylish four-piece family bathroom featuring both a bath and shower cubicle, fresh and modern in feel, it serves these rooms with ease.

Outside, the rear garden is a superb size, mainly laid to lawn with mature borders, offering excellent privacy and plenty of space for children to play, family barbecues, or quiet relaxation in the afternoon sun.

This is a fabulous modern family home that combines executive style with everyday practicality, set in one of Derbyshires most picturesque villages. With the convenience of the M1 close by and local countryside walks on the doorstep, it is ideally placed for families seeking both connectivity and lifestyle.


ADDITIONAL INFORMATION - Freehold
- EPC Rating D
- Council Tax band G
- Located in the Heath Conservation Area
- Tree Preservation Order applies
- Restrictive Covenants

For more information please see the Key Facts for Buyers section of this listing

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 538950

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 51450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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