4 bedroom end of terrace for sale

£359,995

4

Bedrooms

2

Bathrooms

Floorplan

Stunning Four Bedroom Edwardian End-Terrace Ashgate Road, Chesterfield

Situated on the ever-desirable Ashgate Road, this extended early 20th century home is a beautiful blend of period character and modern comfort. Set back from the road with its own driveway, the property has been thoughtfully renovated to a high standard and further enhanced with the addition of a second floor, creating a spacious and versatile family home.

Step inside through the inviting porch and into a smart hallway that immediately hints at the propertys heritage while showcasing its contemporary finish.

The ground floor has been opened up to create a flowing, sociable living space, ideal for both family life and entertaining. At the front, the lounge exudes warmth and charm, with a brick fireplace housing a log burner as the focal point. This leads seamlessly into a second reception area and onward into the dining room. The second reception room also benefits from a fireplace and log burner, while the dining room features patio doors that open out onto a paved area at the side of the house the perfect extension of the internal living space during the warmer months.

The kitchen, stylishly presented with a full range of integrated appliances, continues the sense of quality and attention to detail. Patio doors from here lead directly to a raised patio in the garden, making this an excellent hub for both everyday family meals and larger gatherings. Completing the ground floor is a well-placed WC.

On the first floor, the accommodation is both generous and well-planned. The front-facing double bedroom is particularly spacious and enjoys its own en suite. A further double bedroom at the rear also benefits from an en suite, while a large single bedroom provides flexibility for guests, children, or a home office. The family bathroom, finished with a modern three-piece suite, serves the floor.

The second floor has been cleverly converted to create an impressive double bedroom, a landing area, and an additional shower room, providing both privacy and practicality.

Outside, the garden has been landscaped for low-maintenance enjoyment with artificial turf and well-kept borders. A raised patio offers a lovely spot for outdoor dining, while at the far end of the garden youll find a gravelled parking space and a garage, accessed conveniently from the road that runs beside the property.

With its open, rustic feel, beautiful fireplaces, and the seamless mix of period elegance and modern styling, this is a truly special home that offers both charm and practicality in equal measure.


ADDITIONAL INFORMATION - Freehold
- Council Tax Band B
- EPC Rating D

For more information please see the Key facts for Buyers section of this listing

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 299695.875

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 8999.875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 29699.625
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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