4 bedroom detached for sale

£500,000 Offers over

4

Bedrooms

3

Bathrooms

Floorplan

Four Bedroom Detached Victorian Cottage with 1.9 Acres, and Stunning Countryside Views. Offered with No Chain.

Set in a truly idyllic position, this charming detached Victorian cottage stands alone, surrounded by open fields on two sides and set within approximately 1.9 acres of land. Offering exceptional privacy, character, and potential, this is a rare opportunity to acquire a home that blends rural tranquillity with easy access to Chesterfield, the M1 motorway, and Chesterfield Royal Hospital.

From the road, a short private drive leads to electric entrance gates opening to the main driveway, providing parking for multiple vehicles. The cottage sits proudly ahead, with two workshops to the left and the main garden and grounds stretching to the right - an inviting space with mature trees, shrubs, and the potential for a paddock.

Ground Floor

Step inside through the front door into the first reception room, a spacious and welcoming lounge featuring a log burner and access to both the kitchen and the main staircase.

The second reception room serves as a lovely dining area, boasting oak flooring and the second side of the double chimney breast, also home to a log burner - perfect for cosy evenings or entertaining.

Beyond this is a delightful sitting room with floor-to-ceiling windows and patio doors framing breath taking views of the garden. The ornate tiled fireplace and detailed fire surround add an elegant touch to this light-filled space.

The long farmhouse-style kitchen exudes traditional charm, fitted with an Aga double oven and hob, Belfast sink, and windows overlooking open farmland. At one end, a boot room provides practical space for outdoor gear and includes a shower and W/C, while the opposite end offers access to a pantry/store room and an additional W/C as well as the main staircase to the first floor.

First Floor

A half-landing opens to the smallest of the four bedrooms - a large single currently used as an office, offering serene, elevated views across the fields.

At the top of the stairs sits the spacious main bedroom, enjoying dual-aspect views to the south-east and south-west, filling the room with natural light throughout the day.

The family bathroom is generously sized, featuring a four-piece suite and offering a calm and relaxing ambience.

The second double bedroom overlooks the garden and land beyond, while a connecting door leads to the fourth bedroom - a double with its own wet room en suite and private staircase to the ground floor, creating an ideal guest suite or independent space for a family member.

Outside

The main garden lies in front of the property, dotted with mature trees, flowering shrubs, and open lawn areas. Beyond this sits a large garage and further land that could be restored or landscaped, with excellent potential for use as a paddock or additional garden space.

The property also benefits from solar panels, contributing to improved energy efficiency.

Summary

Full of charm, history, and potential, this detached Victorian cottage offers a rare blend of character and countryside living. While some modernisation is required, the spacious layout, extensive land, and beautiful surroundings promise an exceptional forever home.

Standing alone yet within easy reach of major routes, local amenities, Chesterfield town centre, and the Royal Hospital, this is a truly special property - private, peaceful, and bursting with personality.


ADDITIONAL INFORMATION - Freehold
- EPC Rating B
- Council Tax Band F
- Septic Tank

For more information please see the Key Facts for Buyers section of this listing

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 415200

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 12500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 40200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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