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£675,000
Bedrooms
Bathrooms
A beautifully arranged two bedroom flat with a large reception room and separate study / office set on the lower ground floor of a Victorian house, benefitting from its own entrance. The property is located on a quiet popular turning off Kentish Towns high road and is finished to a high standard throughout, with light oak flooring, a modern bathroom and stylish kitchen. The large, bright living room has ample space for both dining and sitting areas and direct access to a private patio garden. Ideally positioned for easy access into Central London and the West End, the property is on the doorstep of vibrant Camden Town and Kentish Town with their shops, cafs, restaurants and transport links, including Northern Line Underground stations and Overground options, along with numerous bus routes. It is also within walking distance of the wide open spaces of Hampstead Heath and outdoor amenities of Parliament Hill Fields including a lido, athletics track, tennis courts and a weekend market.
Share of Freehold.
Lower Ground Floor Private Entrance - Steps down to the front door.
Vestibule - Entrance area with matted flooring, giving access to a storage cupboard as well as a large storage room housing the washing machine. From the entrance space you transition into the kitchen area.
Kitchen - A contemporary modern kitchen comprising dark wood base units and white wall units with under-unit lighting, a dark worktop and stainless-steel sink with a swan neck mixer tap, light oak flooring and inset spotlights. Appliances include a fan assisted oven/grill, a four ring ceramic hob with extractor fan above, integrated dishwasher, fridge/freezer and microwave. A lobby area leads to the bedroom and bathroom.
Living Room - An exceptional and generous reception room with ample space for both dining and sitting areas. Features include a fireplace with a contemporary electric fire, light oak flooring, inset spotlights and pendant light fitting, TV/media points and modern vertical radiators. Double-glazed windows and door give access to a private terraced patio.
Bedroom One - A spacious double bedroom, with light oak flooring, a mirrored wardrobe and double-glazed sash windows with wooden shutters and curtains.
Bathroom - A bright and stylish bathroom in a modern white design with chrome fittings. Features include a bath with both overhead rose and hand-held shower options, mixer taps and glass shower screen, low-flush WC, contemporary wash basin, a large mirrored storage cabinet with vanity lighting above, wall-mounted chrome heated towel rail, part-tiled walls and tiled floor, inset spotlights and extractor fan.
Study / Bedroom Two - The study is an ideal space for working from home, positioned just off the living room and with lovely views onto the rear garden. It could also be used as an additional small bedroom.
Terraced Patio - A private terraced rear patio looking onto a grove of birch trees, with a storage shed and patio lighting.
Exterior -
Additional Information - Camden Council Tax Band D
Share of Freehold
Lease - 999 years from 25 December 1986
Ground Rent: a peppercorn, if demanded
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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