4 bedroom semi-detached for sale

£475,000 Guide Price

4

Bedrooms

1

Bathrooms

Floorplan

Welcome to this exceptional four-bedroom terraced house, perfectly tucked away within a desirable gated community just off South Road, Essex. This property offers a unique blend of contemporary design and practical living, making it an ideal choice for families seeking comfort, security, and a vibrant community atmosphere. Presented in excellent condition, this home is move-in ready, allowing you to settle in with ease and begin enjoying your new surroundings immediately.Upon entering, you are greeted by a thoughtfully designed interior that maximises space and natural light. The heart of this home is the impressive open-plan lounge and dining area, providing a versatile space for both relaxation and entertaining. This seamlessly flows into a stylish kitchen, meticulously fitted with a range of built-in appliances, ensuring a sleek and functional culinary experience. The property is split over three levels, offering a sense of space and privacy for all residents. With two modern bathrooms, convenience is assured for busy households. Step outside to discover a beautifully landscaped rear garden, accessible via elegant bi-folding doors that truly bring the outside in. This private oasis features a dedicated seating area, perfect for outdoor dining or simply unwinding, alongside practical storage solutions. To the front, a private driveway provides valuable off-street parking, a highly sought-after feature in this popular location. The property benefits from an excellent EPC Rating of B, highlighting its energy efficiency, and falls within Council Tax Band E.Rose Gardens offers a fantastic location, providing residents with convenient access to a range of local amenities. Families will appreciate the proximity to well-regarded schools, while excellent transport links ensure easy commuting to surrounding areas and beyond. Local shops, parks, and community facilities are all within easy reach. This home truly offers the best of both worlds: a peaceful, secure environment within a gated community, coupled with the convenience of urban living.This four-bedroom terraced house represents a superb opportunity to acquire a high-quality home in a prime Essex location. With its modern features, secure setting, and excellent presentation, it is sure to attract considerable interest. Early viewing is highly recommended to fully appreciate all that this wonderful property has to offer. Contact M&P Estates today to arrange your viewing and take the first step towards making this exceptional house your new home.



Features
  • Freehold

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 394575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 38325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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