4 bedroom link detached house for sale

£450,000 OIRO

4

Bedrooms

2

Bathrooms

Floorplan

Martin & Co are pleased to offer this warm and welcoming family home offering generous living space. This four bedroom link detached is the perfect blend of comfort and convenience.

The property is located in a cul de sac location near to a range of facilities including local schools, shops, transport links and amenities.
The property comprises on the ground floor a welcoming hallway with a guest W.C. and wash basin.
There is a lovely fitted kitchen with a range of wall and base units with a good sized dining area ideal to entertain family and friends.
Continuing through the ground floor is a good sized lounge with views over the rear garden.

On the first floor are four bedrooms master having en-suite and the remaining bedrooms are are accompanied by the family bathroom with three piece suite,

To the rear is a astro turf garden ideal for low maintenance with a good sized patio perfect for garden furniture and a door leading to the garage.

On the ground floor the property is further benefitted by having under floor heating.

An internal viewing is highly recommended to fully appreciate the size, layout and quality this home has to offer.



HALLWAY

GUEST W.C.

FITTED KITCEHN/DINER 18 3" x 9 5" (5.56m x 2.87m)

LOUNGE 16 8" x 14 (5.08m x 4.27m)

LANDING

BEDROOM ONE 11 5" x 9 5" (3.48m x 2.87m)

ENSUITE

BEDROOM TWO 9 6" x 9 3" (2.9m x 2.82m)

BEDROOM THREE 11 2" x 5 2" min (3.4m x 1.57m min)

BEDROOM FOUR 8 3" x 6 11" (2.51m x 2.11m)

BATHROOM

GARAGE 18 2" x 8 11" (5.54m x 2.72m)

REAR GARDEN

INFORMATION GENERAL INFORMATION COUNCIL TAX BAND - E

FIXTURES AND FITTINGS as per sales brochure.

TENURE
Martin and Co has been informed that the property is freehold. The agent has not received confirmation from the vendors solicitors and therefore would advise any interested parties to verify this information via their own solicitor.

Martin and Co has not tested any fixtures, heating systems or services and so cannot verify that they work or are fit for purpose. Any buyer is advised to obtain verification from their Solicitors/Surveyors. All measurements are approximate.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 373950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 36450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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