4 bedroom semi-detached for sale

£1,150,000

4

Bedrooms

2

Bathrooms

Floorplan

Ideally located in one of Upminsters most sought after residential turnings, backing onto Upminster Golf Course, North of the Station, this Four Bedroom, Three Reception Room Family home offers deceptively spacious living accommodation plus Fitted Kitchen with separate Utility Room and Cloakroom/W.C. The aforementioned Four generous Bedrooms are located to the First Floor and are served by a Family Bathroom/W.C whilst the Master Bedroom featuring En-Suite facilities and Dressing Room. This delightful property is further enhanced by a mature and well-stocked Rear Garden benefiting from a Westerly aspect. The frontage provides ample Off Street Parking and good size Garage 151 x 121 accessed via Own Drive. Additional features include Double Glazing and Gas Central Heating. Only by an early viewing can the merits of this fine property be fully appreciated.

Enclosed double glazed Porch entrance with obscure glazed door leading through to;

Hallway: Stairs to first floor, wood effect flooring, wall light points, radiator and cover, coved ceiling, doors to;

Cloakroom/W.C: Suite comprising of wash hand basin with mixer taps, pop-up waste inset into vanity unit with cupboards under, W.C with concealed cistern, tiled walls, extractor fan,

Lounge: Double glazed leaded light splay bay window to front aspect, double glazed leaded light window to flank aspect, feature fire surround with coal effect fire coved ceiling

Sitting Room: Double glazed French doors to rear aspect overlooking rear Garden, coved ceiling, feature fire surround with coal effect fire, built in storage and display/shelving, wood effect flooring, coved ceiling, understairs storage cupboard, two radiators.

Fitted Kitchen: Double glazed window to rear aspect, fitted with a range of units at base and eye level, double bowl sink unit with mixer tap, roll top work surfaces incorporating hob, double oven, integrated dishwasher, space for fridge freezer, inset spotlights to ceiling, radiator, open and leading through to;

Breakfast Room: Double glazed French doors to rear aspect overlooking rear Garden, radiator, tiled flooring, inset spotlights to ceiling,

Utility Room: Georgian style door to rear aspect, fitted with a range of base and eye level units, space for washing machine, tumble dryer and fridge freezer, single drainer sink unit, gas boiler, door to Garage.

First Floor Landing: Coved ceiling, airing cupboard, doors to;

Bedroom One: Double glazed window to rear aspect, radiator, coved ceiling, door to;

Dressing Room: Double glazed leaded light window to front aspect, fitted with a range of wardrobes, radiator, coved ceiling with inset spotlights,

En-Suite Shower Room/W.C: Obscure double glazed leaded light window to front aspect, suite comprises of glazed screen shower cubicle, close coupled W.C, wash hand basin with mixer taps and pop-up waste, tiled walls and floor, inset spotlights to ceiling,

Bedroom Two: Double glazed leaded light windows to front and flank aspects, range of fitted wardrobes, radiator, wood effect flooring, coved ceiling

Bedroom Three: Double glazed window to rear aspect, radiator, coved ceiling, range of fitted wardrobes

Bedroom Four: Double glazed window to rear aspect, radiator

Family Bathroom/W.C.: Double glazed leaded light window to front aspect, Contemporary suite comprises of L shaped Shower Bath with mixer taps, double headed shower attachment and glazed screen over, Close coupled W.C, pedestal wash hand basin with mixer taps, tiled walls and floor, coved ceiling, heated towel rail.

Rear Garden: Westerly facing and commencing with patio area, the remainder laid mainly to lawn with ornamental shrub & flower borders, Vegetable Garden, two storage sheds, greenhouse, pergola with seating area to remain,

Frontage: Allowing for off street parking for several vehicles, partly retained by ornamental wall and providing own drive to Garage being accessed via electric up & over door.

Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 950200

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 28750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 87700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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