4 bedroom detached for sale

£950,000 Guide Price

4

Bedrooms

2

Bathrooms

Floorplan

Guide Price: 950,000 - 975,000

Deceptively spacious, beautifully presented and very well maintained throughout, this Four Bedroom Detached family home is situated 0.7 miles to Upminster C2C and District Line station, town centre, schools and amenities and located in this sought after road. The accommodation boasts a wealth of features including a generous, light and airy entrance Hall, three Receptions, impressive fully fitted contemporary Kitchen with island and quartz worktops and Ground Floor Cloakroom. On the First Floor the light filled galleried landing leads to Three Double Bedrooms with En-Suite to the Master, good sized Fourth Bedroom and modern family Bathroom with separate shower. The whole property exudes a very homely feel through neutral decor, stylish wall papered feature walls and quality fixtures and fittings.

The front of the property itself is rendered with Monocouche and has own drive to Garage in addition to Off Street Parking. The established rear garden is approx. 80 with paved bordered patio and path to the rear where there is a shed, shingled area and vegetable garden

This lovely family home needs to be seen to fully appreciate all the features and benefits on offer.

Composite entrance door to;

Hall: Double glazed lead window to front, painted walls, engineered wood flooring, radiator, spotlights to ceiling, carpeted stairs to first floor with spindled balustrade and understairs storage cupboard housing meters, doors to;

Ground Floor Cloakroom: Double glazed obscure window to side, W/C with push button flush and wall mounted wash hand basin with chrome mixer tap, tiled walls, tiled floor, built in storage

Dining Room: Double glazed lead bay window to front and double glazed high level lead obscure glass window to side, papered walls, seamless engineered wood flooring, radiator, coved ceiling

Lounge: Papered walls, seamless engineered wood flooring, coved ceiling, contemporary vertical radiator, pocket door to;

Family Room: Double glazed sliding patio doors to rear garden, contemporary vertical radiator, painted walls with papered feature wall, seamless engineered wood flooring, coved ceiling

Kitchen: Range of base and eye level contrasting hi gloss units, grey quartz worktop over and stainless steel sink unit with chrome mixer tap, molded drainer and perspex splash back. Built in NEFF hide and slide multi function oven, NEFF microwave combi oven with glass pull out storage shelf under. Island with NEFF induction hob, hi gloss base units and pan drawers under, contrasting quartz work top with pop up power point and glass and stainless steel extractor fan over with pendant lighting either side. Integrated washing machine, dishwasher and tumble drier, full height larder pull out cupboard, painted walls, tiled flooring, two radiators, one being a contemporary vertical radiator, spotlights and underfloor heating.

Galleried First Floor Landing: Double glazed lead window to front, spindled balustrade, built in storage cupboards, painted walls, carpet flooring and doors to;

Bedroom One: Double glazed window to rear, painted walls with papered feature wall, fitted sliding door wardrobes, carpeted flooring, spotlights as well as central main light, coved ceiling, radiator, door to;

Ensuite Shower Room: Double shower cubicle with chrome overhead and hand held shower, wash hand basin with chrome tap and vanity unit under, W/C with push button flush, tiled walls, tiled flooring, electric underfloor heating, chrome radiator, spotlights and extractor fan

Bedroom Two: Double glazed bay window to rear, painted walls, carpeted flooring, sliding door wardrobes, radiator, spotlights

Bedroom Three: Double glazed lead window to front and side, painted walls, carpeted flooring, radiator, coved ceiling

Bedroom Four: Double glazed lead obscure window to side, painted walls, carpeted flooring and radiator

Bathroom: Double glazed skylight, panelled bath with chrome mixer tap and chrome hand held shower, shower cubicle with chrome overhead and chrome hand held shower, wash hand basin with chrome mixer tap and modern vanity unit under, wall mounted WC with concealed cistern and push button flush plate, tiled walls and floor, electric underfloor heating, chrome radiator, spotlight and extractor fan

Exterior:

Front Garden: Lawned area, mainly block paved providing Off Street Parking and own drive to Garage with contemporary up and over door

Rear Garden: Paved bordered patio, remainder laid to lawn with established shrub borders and paved bordered path to rear, hard standing for shed, rockery, slate area and vegetable garden. Door to Garage

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 775200

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 23750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 62700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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