4 bedroom semi-detached for sale

£1,050,000 Guide Price

4

Bedrooms

2

Bathrooms

Floorplan

Guide Price: 1,050,000 - 1,100,000

We have been favoured with instructions to offer for sale this well presented Four Bedroom Semi Detached property boasting a wealth of features set over Three Levels and being in an enviable position backing onto Upminster Golf Course. The property benefits from a Ground Floor Cloakroom, Lounge with Separate Kitchen/Diner/Family Area, Conservatory, Three First Floor Bedrooms and Family Bathroom, Principal Bedroom is to the Second Floor with Ensuite Shower Room. Extensively Double Glazed and Gas Centrally Heated. Offered with No Onward Chain. Conveniently located for Upminster Town Centre with C2C and District Line Station, local shops and schools for all ages. An internal inspection is thoroughly recommended to fully appreciate the accommodation on offer.

Hardwood door to front leading to;

Hall: Coved ceiling, covered radiator, oak wood flooring, understairs storage cupboard, door leading to;

Ground Floor Cloakroom: Suite comprising of low level WC, wash hand basin with mixer tap and pop up waste, tiled walls and floor, built in storage

Lounge: Double glazed leaded light window to front, feature fire surround with built in units to both sides, storage and shelving with display lighting

Kitchen: Double glazed bi-fold doors to rear, a range of units at eye and base level with complimentary work surfaces, central island with breakfast bar and storage under, integrated dishwasher, washing machine and fridge freezer, Range style cooker, single drainer sink unit with mixer tap, Quooker tap for instant hot and cold water, underfloor heating

Conservatory: Double glazed patio doors overlooking rear garden, underfloor heating, tiled floor

First Floor Landing: Obscure glazed window to side, doors to;

Bedroom Two: Double glazed leaded light window to front, feature fire surround, a range of built in wardrobes, coved ceiling, inset spotlights to ceiling

Bedroom Three: Double glazed window to rear, radiator, coved ceiling

Bedroom Four: Double glazed window to side and port hole window to front, built in storage walk-in cupboard, radiator

Family Bathroom: Two double glazed windows to side, suite comprising of partially part freestanding dog leg bath with mixer tap and shower attachment, pedestal wash hand basin, low level WC, glazed screen shower cubicle with double head off mains shower, tiled floor, inset spotlights to ceiling

Stairs to Second Floor: Double glazed obscure window to side

Bedroom One: Double glazed full length window to rear overlooking Upminster Golf Course, skylight window to front, inset spotlights to ceiling, a range of built in wardrobes with central mirror doors and door leading to;

Ensuite Shower Room: Double glazed obscure window to rear, suite comprising of glazed screen shower cubicle with off mains double head shower, low level WC, wash hand basin with mixer tap and cupboards under, tiled walls and floor, inset spotlights to ceiling, built in storage

Exterior:

Front Garden: Paved allowing for Off Street Parking for several vehicles and own driveway to Garage

Rear Garden: Commencing with raised patio area, remainder laid to lawn with flowers and shrubs to borders, koi pond, summer house

Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 862700

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 26250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 75200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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