5 bedroom end of terrace for sale

£500,000 OIRO

5

Bedrooms

Floorplan

This characterful home boasts 3-5 bedrooms, 2 kitchen areas, and a first-floor living room that showcases beautiful period features throughout. The ground floor currently includes an office space, ideal for home working or business use. With its spacious layout, this home offers endless possibilities for family living, rental potential, or a work-from-home setup. Step outside into your enclosed south-facing walled garden, a private and peaceful retreat. The property also benefits from an outbuilding with a cellar providing extra storage, and a private parking space-a true rarity in such a historic setting. Dont miss out on this unique opportunity! Contact us today to arrange a viewing and discover the endless potential this remarkable home has to offer.

OFFICE: 16 00" x 12 04" (4.88m x 3.76m) 16 00" x 15 03" Max 3.76m Min (4.88m x 4.65m Max, 3.76m Min, )

Secondary double glazed sash window to front, radiator, one panelled wood wall, feature fireplace, exposed ceiling beam.


INNER HALL: Exposed ceiling beams, storage cupboard with light, ceiling spot lights, door to kitchen and reception room.



RECEPTION ROOM ONE: 11 00" x 11 00" (3.35m x 3.35m) Secondary double glazed sash window to front, radiator, exposed ceiling beams.


RECEPTION ROOM TWO: 11 01" x 7 00" (3.38m x 2.13m) Sash window to front, radiator.

KITCHEN AREA ONE: 13 00" x 7 00" (3.96m x 2.13m) Window to rear, breakfast bar, quarry tiled floor, wall mounted units with tiled splash backs, work surfaces with units under, wine rack, radiator, open to second area of kitchen and door to lobby:

KITCHEN AREA TWO: 15 01" x 9 00" (4.6m x 2.74m) 15 01" x 9 00" Max, 7 00" Min, (4.6m x 2.74m Max 2.13m Min)

Window to rear, 1.5 stainless steel inset drainer with mixer tap over, cupboard under, range of wall mounted units, work surfaces over, with units under, tiled splash backs, radiator, quarry tiled floor, 5-ring gas range, dishwasher, washing machine, tumble dryer, part glazed door to garden.

REAR LOBBY: Ceramic tiled floor, part glazed door to garden, door to dining room, enclosed staircase to first floor.


DINING ROOM: 12 09" x 9 08" (3.89m x 2.95m) 12 09" x 9 08" Max, 8 09" 2.95m Min (3.89m x 2.95m Max, 2.67m Min)

Shelved recess, radiator.

FIRST FLOOR LANDING SPACE/SNUG: 10 05" x 9 06" (3.18m x 2.9m) Vaulted ceiling, exposed beams, two windows to rear, radiator, door to second landing and step down to


SITTING ROOM: 15 01" x 12 08" (4.6m x 3.86m) + recess

Two secondary double glazed sash windows to front, feature fireplace, exposed beams, storage cupboard with light.

SECOND LANDING AREA Exposed chimney breast, exposed beams, window to side, stairs to second floor.

BATHROOM ONE: Pedestal wash hand basin, low level WC, panelled bath with telephone style shower attachment, window to rear, half panelled walls, radiator.

BATHROOM TWO: Panelled bath with electric shower over, exposed ceiling beams, window to rear, fully tiled walls, ceramic tiled floor.

BEDROOM/ RECEPTION : 15 01" x 10 05" (4.6m x 3.18m) 15 01 x 10 05" Max,7 02" Min (4.6m x 3.18m Max, 2.18m Min)
Secondary double glazed sash window to front, desk, radiator, and shelves.

CLOAKROOM Low level WC, Window to Rear and Exposed Beams.

SECOND FLOOR LANDING: Window to rear and side, exposed beams storage cupboard, radiator, stairs leading down with door to outside.

MASTER BEDROOM: 13 00" x 12 00" (3.96m x 3.66m) 13 00"(+ door recess) x 12 00" Max, 6 05" Min (3.96m x 3.66m Max, 1.96m Min)

Secondary double glazed window to front, vaulted ceiling, exposed flooring, ceiling spotlights, full length window to rear, radiator, exposed chimney and wardrobe space.

BEDROOM: 10 06" x 3 09" (3.2m x 1.14m) 10 06" x 3 09" (3.2m x 1.14m) Waist height and head height.
Window to rear, radiator, wardrobe.

BEDROOM: 9 07" x 8 04" (2.92m x 2.54m) (waist height) Secondary double glazed window to front, radiator, exposed beams, wardrobe, bookcase.


OUTSIDE: Rear garden enclosed by brick wall, with low maintenance south facing garden, gardeners toilet with low level WC, wash hand basin and window to side.

Out building: In need of some repair, with cellar under.

Two parking spaces, raised area laid to lawn, bin store, double gates to side.

AGENTS NOTE: Office and two further ground floor rooms currently have office business use with business rates payable of Zero.




ADDITIONAL INFORMATION: Council Tax Band: C
Local Authority: West Suffolk Council
Mains electricity, gas, water and drainage connected
Vacant Possession upon completion

ENERGY PERFORMANCE RATING D A full copy of the report can be obtained from the Sales Agent.

VIEWING ARRANGEMENTS: Strictly by appointment with the Sales Agent, Martin & Co; 01284 701511

LOCATION: Bury St Edmunds is an attractive medieval market town, with a desirable range of educational and cultural amenities, including the Cathedral, and an array of other denominational churches, Theatre Royal, Abbey Gardens, cinemas, rail station, shops and schools. Stansted Airport and London are access via A11 trunk road and there is easy access to the East Coast and local towns of Cambridge, Norwich and Ipswich. The property has easy access to TOWN CENTRE, railway station and A14.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 415200

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 12500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 40200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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