4 bedroom detached for sale

£425,000 Offers in excess of

4

Bedrooms

Floorplan

Perfectly positioned on the western edge of town, this beautifully presented 3-year-old detached residence offers a rare blend of space, style and convenience. Set overlooking a peaceful copse, the property enjoys a private setting within this sought-after development - with no estate management fees.

Step inside to discover a spacious 21 kitchen/dining room, ideal for entertaining, complemented by a separate utility room and cloakroom. The generous living accommodation continues upstairs with four well-proportioned bedrooms, including a luxurious master suite with ensuite shower room.

Outside, the tandem-length garage, private driveway and additional parking space provide ample room for vehicles. The David Lloyd Health Club is a short five-minute stroll, while excellent access to the A14 makes commuting effortless.

A rare opportunity to secure a modern, turn-key home in one of the areas most desirable locations.

THE ACCOMMODATION COMPRISES:

ENTRANCE HALL: Ceiling spot lights, stairs to first floor, radiator, understairs storage cupboard.

CLOAKROOM: Low level WC, pedestal wash hand basin, tiled splash backs, radiator.

LIVING ROOM: 21 02" x 11 06" (6.45m x 3.51m) Window to front with views over copse, window to side, French doors to garden, two radiators, TV point.


KITCHEN DINING ROOM: 21 06" x 11 07" (6.55m x 3.53m) 2106 x 9 00" min, 11 7 max (6.55m x 2.74m min, 3.53m max)

Dual aspect room with window to front overlooking views towards the copse, window to rear, 1.5 stainless steel inset drainer unit with mixer tap over, cupboard under, range of wall mounted units, with work surfaces and units under, with upstand, electric hob, extractor hood over, eye-level double oven under, ceiling spot lights, fridge freezer, dish washer.

UTILITY ROOM: 6 06" x 5 01" (1.98m x 1.55m) Stainless steel 1.5 inset drainer with mixer tap over, cupboard under, radiator, plumbing for automatic washing machine, cupboard housing wall mounted gas boiler, part glazed door to garden.


FIRST FLOOR LANDING: With loft access and radiator.

BEDROOM ONE: 13 01" x 11 09" (3.99m x 3.58m) Window to rear, radiator.

EN SUITE SHOWER ROOM: Low level WC, floating wash hand basin with drawer under, double shower cubicle, stainless steel heated towel rail, tiled splash backs, window to rear, ceiling spot lights.

BEDROOM TWO: 11 09" x 11 00" (3.58m x 3.35m) Window to rear, radiator.

BEDROOM THREE: 11 09" x 8 00" (3.58m x 2.44m) Window to front, radiator.

BEDROOM FOUR: 10 01" x 8 03" (3.07m x 2.51m) Window to rear, radiator.

BATHROOM: Low level WC, pedestal wash hand basin, panelled bath with shower attachment, shower cubicle, ceiling spotlights, stainless steel heated towel rail, window to front.

OUTSIDE: Driveway giving access to tandem length garage and area parking:

GARAGE: 23 05" x 10 07" (7.14m x 3.23m) With Up-and-over door, power and light connected, eaves storage, personal door.

There is a further visitor parking space to the front.

THE REAR GARDEN is closed, with patio area and laid predominantly to lawn, with outside tap.

ADDITIONAL INFORMATION: Council Tax Band: E
Local Authority: West Suffolk Council
Mains electricity, water and drains connected
Vacant possession on completion


ENERGY PERFORMANCE RATING B: A full copy of the report can be obtained from the Sales Agent.

VIEWING ARRANGEMENTS: Strictly by appointment with the Sales Agent, Martin & Co please call 01284 701511 to arrange a viewing.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 353325

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 34575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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