4 bedroom detached for sale

£450,000 Offers in excess of

4

Bedrooms

2

Bathrooms

Floorplan

Looking for space, privacy and flexibility just minutes from town? This detached non-estate home, set on a generous plot, is a rare find only 510 minutes from Bury St Edmunds and the A14! Boasting two ground floor double bedrooms, a stylish shower room, a bright sitting room with garden views, large conservatory, and separate utility-this home offers room to breathe and space to grow. Upstairs adds two more bedrooms and an extra shower room-perfect for guests, family or working from home. Outside, enjoy mature gardens, excellent privacy, garage, carport and parking for multiple vehicles. Opportunities like this dont come often-quiet location, flexible layout, generous plot. Book your viewing today and make this standout home yours!

ENTRANCE PORCH: With ring doorbell, part glazed door to hall.

HALL: Radiator, storage cupboard.

SHOWER ROOM: Low level WC, wash hand basin with two drawers under, shower cubicle, mermaid splashbacks, cupboard housing shelves, shaver socket.

KITCHEN: 13 00" x 11 08" (3.96m x 3.56m) 1.5 inset drainer with mixer tap over, cupboard under, range of wall mounted units, work surfaces with units under, island with electric hob, stainless steel hood over, eye-level double oven with microwave over, dish washer, two pantries, TV point, part glazed door to utility room and to conservatory.

UTILITY ROOM: 13 09" x 5 00" (4.19m x 1.52m) Window to front, part glazed door to garden, work surfaces with plumbing for automatic washing machine, units, and door to garage.

CONSVERATORY: 24 01" x 13 00" (7.34m x 3.96m) Glazed door to side, TV point, two radiators, French doors to rear, the roof is lined to provide insulation in winter while deflecting heat in the summer.

LIVING ROOM: 17 06" x 19 00" (5.33m x 5.79m) 17 06" max,14 09" min x 19 (5.33mmax, 4.5m min x 5.79m )
Bay window to rear, TV point, telephone point, patio sliding doors to conservatory, feature fireplace, stairs to first floor.


GROUND FLOOR BEDROOM THREE: 11 00" x 11 02" (3.35m x 3.4m) Window to front and window to side, TV point, telephone point,radiator, wardrobe.

GROUND FLOOR BEDROOM ONE 17 03" x 15 00" (5.26m x 4.57m) Measured into bay. Bay window to rear, TV point, telephone point, 2 radiators, two double wardrobes with cupboards over.


FIRST FLOOR LANDING: Window to front, radiator.

BEDROOM TWO: 14 06" x 12 00" (4.42m x 3.66m) Velux window to rear, window to side, two radiators, two eaves storage cupboards, TV point.

BEDROOM FOUR: 12 08" x 6 05" (3.86m x 1.96m) 12 08" max, 12 00" min x 6 05" (3.86m max,3.66m min x 1.96m)
Window to side, Velux window to rear, TV point, eaves storage space.

SHOWER ROOM: Low level WC, wash hand basin, plumbing for shower, fully tiled walls, shaver socket, Velux window to front.

OUTSIDE: To the front is a driveway providing ample carparking and access to carport and garage.

GARAGE: 17 02" x 10 00" (5.23m x 3.05m) Roll up door, light and power connected, door to rear where there are three out houses, one of which houses the combination oil boiler.


The gardens wrap around the property and are enclosed by gates. There is an outside tap to the front of the property. To the rear is a patio area with established boarders and gate to front, further garden area, four patio areas, the rest is laid predominantly to lawn with established borders, a low maintenance area with lavender and shrubs, three sheds, two with light and power. Outside tap.

ADDITIONAL INFORMATION: Council Tax Band: D
Local Authority: West Suffolk
Mains water, septic tank, electricity connected (not tested)
Vacant possession upon completion

ENERGY PERFORMANCE CERTIFICATE D: A full copy of the report is available upon request.

VIEWING ARRANGEMENTS: Strictly by appointment with the Sales Agent, Martin & Co please call 01284 701511 to arrange a viewing.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 373950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 36450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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