4 bedroom detached for sale

£545,000 Guide Price

4

Bedrooms

Floorplan

A beautifully presented, architecturally designed, executive home, with spacious, four double-bedroom accommodation, parking for four cars and a landscaped garden, located in an exclusive cul-de-sac within the picturesque village of Ponsanooth, close to Falmouth and Penryn.

Constructed in 2022, this architecturally designed home provides particularly spacious and bright accommodation and is being sold with NO ONWARD CHAIN.

On entering the property, a hallway flooded with natural light and a modern oak and glass stairwell welcomes you. Solid oak doors lead though to the integrated garage, cloakroom and sitting room.

A spacious sitting room leads seamlessly through to an open plan dining room and kitchen, with patio doors to the rear garden and a lovely view across Kennall Vale to the front. Oak flooring flows throughout the ground floor with the added benefit of underfloor heating and a contemporary wood burning stove for cosy winter evenings. Double doors could easily be installed to separate the dining from the sitting room if preferred.

The kitchen boasts an impressive array of cupboards and sleek contemporary finishes including high-gloss sparkle Quartz work-tops and breakfast bar. Integrated AEG appliances include a dishwasher, 5 ring induction hob, extractor, and a double oven with microwave and steam functions. There is also plenty of room for an American stye fridge freezer. At the far end are doors to the garden and the integral garage, which could potentially be converted into an office, gym, or additional living space if preferred. The garage ceiling and walls have already been insulated and plastered.

On the first floor, leading off the light-filled landing, are four spacious double bedrooms and a luxurious family bathroom. The principal bedroom is particularly impressive with a Juliet balcony providing stunning countryside views and an ensuite shower room with double walk-in shower. The main bathroom has a mains run shower over bath with hinged glass shower-screen and both bathrooms have a large shower rose together with hand held shower attachments. Vanity mirrors are back-lit and there is sensitive movement lighting to vanity units. Heated towel radiators and contemporary ceramic wall-tiles complete the luxury design.

Externally, the appeal continues with a front driveway providing ample parking for up to four cars, and landscaped gardens to the front and rear. Gates on either side of the property provide access to the rear garden where there is a patio and a corner seating area, plus space for a large garden shed. The garden has been thoughtfully planted with seven ornamental trees, including Cherry, Laburnum, Mountain Oak and Acer. In the summer, Wisteria covers the back wall along with other small climbers.

Viewing is highly recommended to appreciate the design and spaciousness of this striking property as well as to appreciate the lovely countryside location. There is a bus-stop within a 1-minute walk with services to Truro, Falmouth and Redruth. Ponsanooth train station is within a 5-minute drive.

SERVICES:
Air source heat pump and electric for both hot water and heating
Mains water
Waste treatment plant shared between the five homes in the cul-de-sac

ADDITIONAL INFORMATION:
Zoned underfloor heating to ground floor and upstairs bathrooms
Wood burner fitted in 2024
Fibre optic broadband
Electric garage doors
Outside electric supply to patio area
Side gates to rear garden on either side of house
Communal charge of approximately 150 per year to cover driveway lighting and yearly servicing and running costs of the shared waste treatment plant
EPC : B
Council Tax Band : E
Double glazing throughout
NO ONWARD CHAIN

LOCATION:
Ponsanooth is an attractive village, around 2.5 miles northwest of Penryn and 4 miles southeast of Redruth, benefitting from a village shop and primary school. The village is renowned for the Kennall Vale Nature Reserve located in adjacent woodland on the site of former mills and gunpowder factories bordering the River Kennall. Picturesque forest trails take you through rich undergrowth and open glades as you meander through some of Cornwalls industrial heritage, right on your doorstep!






ANTI MONEY LAUNDERING REGULATIONS - PURCHASER
We are required by law to ask all purchasers for verified ID prior to agreeing a sale.

PROOF OF FUNDS PURCHASERS
Prior to agreeing a sale, we will require proof of financial ability to purchase which will include an agreement in principle for a mortgage and/or proof of cash funds.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 452325

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 13625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 43575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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