4 bedroom detached for sale

£670,000 Guide Price

4

Bedrooms

Floorplan

Zimmonda is an exceptionally spacious, four-bedroom property, located on a wide-fronted, corner plot on Crellow Lane, in the heart of Stithians Village. Having been completely remodelled, with a two storey extension added in 2018, the property is now one of the largest properties in the village and has exceptional living space, including an elevated lounge with far-reaching countryside views. Arranged over 2425 sq ft/ 225 sq m, including an integral double garage, the property is presented in excellent condition, with sleek, modern finishes throughout and a low maintenance garden.

DESCRIPTION
The property is set back from the road by a lawned front garden and there is a short driveway with a parking area in front of the double garage. A short flight of steps lead up to the path which takes you to the front door as the property is slightly raised above the road level.

On entering the property you come into an entrance hall which leads to two double bedrooms, a bathroom, a separate WC, a storage cupboard and a large reception room. This room is dual aspect, with a picture window to the front which has lovely views across the village to the countryside. To the rear of this room there is a door to a small sun-room which leads out to a rear patio area.

A central oak staircase leads up to the first floor where there is a fabulous lounge, measuring over 5m (17 ft) x 6m (20 ft). With two velux style windows and two windows providing lovely views across the village to the countryside beyond, this room benefits from plenty of natural light. To the rear of this room there is a hallway leading to the principal bedroom which has a walk-in wardrobe, a shower room, and a single bedroom.

A second oak staircase leads down to a spacious kitchen and dining room, which is fully fitted with an integrated double oven / microwave and space for a dishwasher. There is a black composite sink and drainer with mixer tap, and a central island with an induction hob and a cylinder style extractor hood, plus feature downlights. Adjoining the kitchen there is a utility, with room for an American style fridge-freezer, a small chest freezer and a stacked washing machine and dryer, there is also a separate walk-in pantry.

To the front of the kitchen, a short hallway leads to the integral double garage, with EV charging point and electric garage doors. There is also a side entrance into the rear courtyard.
Double doors at the end of the kitchen lead you out to a rear courtyard garden which is on two levels. On the lower level there are raised beds, a seating area and a decked area with a hot tub, this area is south facing and enjoys lots of sunshine on a sunny day! On the upper level there is a garden shed, and the oil tanks are stored here as well. A gated pathway to the side of the property provides direct access to the rear.

FEATURES
Remodelled and refurbished in 2018
Under-floor zoned heating
Oil heating & hot water
Oil boiler installed in 2021
Solar panels with battery (installed 2018)
EV charger in garage
Double garage
Off street parking
Hot tub
UPVC double glazing and doors
EPC C
Council Tax Band C
Integral double garage
Front and rear garden sheds

LOCATION
Perhaps best renowned for the annual Stithians Agricultural Show which was established in 1834, Stithians is in fact a very well served village all year round, boasting excellent day-to-day amenities. It is also home to the Stithians Reservoir which offers excellent water-sport facilities and there are stunning woodland walks along the River Kennall which runs through the parish. There is a public house, a primary school, a village store, a doctors surgery, sports clubs, and regular bus services to the surrounding towns of Falmouth, Truro, Redruth, and Helston.



Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
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Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 555450

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 52950
  • Mortgage Interest
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    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
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  • Letting Fee
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  • Maintenance
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  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

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This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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