3 bedroom semi-detached for sale

£430,000 Guide Price

3

Bedrooms

1

Bathrooms

Floorplan

Set back from the road by a small pretty front garden, this immaculately presented, semi-detached property is ready to move into providing very comfortable accommodation, including a recently fitted sleek, kitchen-diner and adjoining conservatory, along with a low maintenance, south-facing rear courtyard garden - a tranquil spot to enjoy the sunshine or some easy container gardening!

The property also benefits from a spacious attached garage with internal access into a utility room and driveway parking for two cars.

As you enter the property, the vestibule has a convenient cupboard for hanging coats as well as plenty of space for shoe storage.

You then enter a cosy lounge which has a gas fire on a raised stone hearth as a central feature. To the rear a half-paned door leads into a beautifully refurbished fitted kitchen, with sleek white cabinets, an integrated double oven, dishwasher, fridge and gas hob with extractor hood. There is a central island with breakfast bar as well as an area for casual seating or a dining table.

To the rear of the kitchen there are patio doors leading into a south-facing conservatory where you can enjoy the sunshine even on cooler, breezy days.

A half-paned door to the side of the kitchen leads into a useful utility room where there is additional worktop and storage space, including room for a washing machine, fridge freezer and a sink and a half with mixer tap. The gas boiler is also housed here.

Internal doors lead into the downstairs WC and the garage. A glass paned external door leads into the rear courtyard where there is a tidy bin-storage area and a back entrance gate as well as steps up to the raised patio garden.

Stairs in the lounge lead to the first floor where there are two spacious double bedrooms and a single bedroom. The principal bedroom which is to the front aspect has lots of space for storage and some distant sea views, the double bedroom to the rear has generous fitted cupboards.

There is also a modern bathroom which is part tiled and has a P-bath which provides extra space for showering. A ceramic basin and low-level WC with hidden cistern are both inset into a vanity unit and there is a heated towel rail.

Hendras Parc is less than a half mile walk to the fine white sands of Carbis Bay Beach with the South West Coast Path running just behind Carbis Bay Beach, providing picturesque coastal walks to Hayle, St Ives and beyond.
On rainy days you can indulge in some pampering at the Carbis Bay Hotel Spa, or, for a special occasion, you can spoil yourself at the Ugly Butterfly Michelin-recommended restaurant.

UPVC Double Glazing
Council Tax Band D
EPC - C
Gas Central Heating & Hot Water
Electric Shower
Garage & Off Street Parking


LOCATION

Carbis Bay is a stunning coastal village just a mile from the artistic hub of St Ives. Known for its pristine white sandy beach and turquoise waters, Carbis Bay offers a peaceful retreat with the charm of a classic Cornish seaside destination. The bays sheltered location and calm seas make it a favourite for swimming, paddleboarding, and kayaking, while its proximity to St Ives provides access to art galleries, shops, and coastal walks.
Further along the coast at Godrevy you can glimpse wild seals swimming in the coves whilst nearby are other favourites, including Mousehole, Zennor, Penzance and St Michaels Mount , all accessed within a twenty-minute drive.
Carbis Bay is not far from the A30, which connects to the M5. The A30 runs the length of the county, making it easy to access the north coast by car. As Carbis Bay is on the branch line, St Ives is just a few minutes away. In the other direction, St Erth connects to the main line for services to London.





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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 357450

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 34950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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Notes

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