2 bedroom semi-detached for sale

£250,000

2

Bedrooms

Unexpectedly back on the market, a charming two bedroomed semi-detached property situated on Stone Bramble, Harrogate. This lovely property would be ideal for both a first home and those looking to downsize.

Stone Bramble is situated in the Killinghall Moor area of Harrogate. Within close proximity to local amenities, schools, and green spaces. As well as a regularly serviced bus route and easy access to both the A59 Skipton Rd and A61 Ripon Road.

This attractive property, occupying a generous plot, within this delightful cul de sac offers a fantastic first impression thanks to its well-maintained garden and convenient off-street parking.

Upon entering the property via the internal porch, with useful storage, you will find the generously proportioned living room. Which has a light and airy feel whilst still offering a homely space to unwind.

Leading through to the separate Kitchen diner, which has been fitted with a range of timeless white units, built in oven, four ring gas hob & extractor, plumbing for a dish washer and space for fridge freezer. Room for dining and external door accessing the enclosed rear garden and standalone garage.

Heading upstairs you will find two well-proportioned double bedrooms.

House bathroom with shower over bath, basin, WC. With the addition of two handy storage cupboards, making the most of the over stairs space.

To the rear, the garden has been securely enclosed, with open aspect beyond. Offering a fantastic mix of both a lawn area and paved areas.

The single garage has pedestrian access from the rear garden as well as an up and over door to the front and is fitted with electrics and plumbing.

Please call Martin & Co on 01423 56 55 56 to arrange your viewing.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 208950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 6250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 21450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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