4 bedroom town house for sale

£250,000

4

Bedrooms

3

Bathrooms

Floorplan

Situated in a cul-de-sac setting and affording an excellent location in close proximity to the town centre, tram and train network this deceptively spacious four bedroom home is also being offered to the market with no onward chain. Arranged over three floors the ground floor offers an entrance hall, two double bedrooms (one benefitting from an en-suite shower room and one with French Doors to the rear garden) and a utility room. To the first floor is a generously sized lounge with Juliet balcony and a fitted kitchen/diner. To the second floor there is a well proportioned master bedroom with fitted wardrobe and en-suite shower room, a further fourth double bedroom alongside a family bathroom. Externally, the property has an enclosed, south-east facing garden, driveway and single garage. Early viewing is recommended.

HALLWAY Accessed via an external door with wood effect flooring, two storage cupboards, two wall mounted radiators, stairs rising to the first floor and fitted ceiling spotlights.

BEDROOM FOUR With fitted carpet, uPVC double glazed window to the front elevation, fitted wardrobe, wall mounted radiator and ceiling light.

EN-SUITE Jack & Jill style with the hallway with a double wide walk in shower enclosure with a mains fed mixer bar shower, low flush w.c., pedestal wash hand basin, vinyl floor covering, wall mounted radiator, part wall tiling and fitted ceiling spotlights.

BEDROOM THREE With wood effect flooring, uPVC double glazed French doors to the rear garden, wall mounted radiator and ceiling light.

UTILITY ROOM With high and low level cupboards with a squared edge worktop over, washing machine plumbing and dryer point, vinyl floor covering, wall mounted radiator, splash back tiling, external door to the rear garden and ceiling light.

FIRST FLOOR LANDING With fitted carpet, wall mounted radiator, stairs rising to the second floor and ceiling light.

LIVING ROOM With fitted carpet, wall mounted radiator, stairs rising to the second floor and ceiling light.

KITCHEN/DINER With a range of high and low level units with a squared edge worktop over incorporating a one and quarter bowl stainless steel sink and drainer, splash back tiling, integrated electric twin oven, inset gas hob with extractor hood over, integrated dishwasher, vinyl flooring, wall mounted radiator, two uPVC double glazed windows to the rear elevation and fitted ceiling spotlights.

SECOND FLOOR LANDING With fitted carpet, airing cupboard, wall mounted radiator, loft hatch and ceiling light.

MASTER BEDROOM With fitted carpet, two uPVC double glazed windows to the front election, fitted wardrobe two wall mounted radiators and fitted ceiling spotlights.

EN-SUITE With a double wide walk in shower enclosure with a mains fed mixer bar shower, low flush w.c., pedestal wash hand basin, vinyl flooring, wall mounted radiator, part wall tiling and fitted ceiling spotlights.

BEDROOM TWO With fitted carpet, uPVC double glazed window to the rear elevation, fitted wardrobe, wall mounted radiator and ceiling light.

BATHROOM Comprising of a panelled bath, low flush w.c., pedestal wash hand basin, vinyl flooring, wall mounted radiator, part wall tiling, opaque uPVC double glazed window to the rear elevation and fitted ceiling spotlights.

EXTERNAL With an enclosed rear garden which is laid to lawn with a paved patio area, fenced boundary and gate access. There is also a driveway leading to a single garage with up and over door. To the front is a small garden with mature shrubs and railed boundary.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 208950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 6250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 21450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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