4 bedroom detached for sale

£625,000 OIRO

4

Bedrooms

ENTRANCE HALL A welcoming entrance having staircase leading up to first floor with storage under, wood flooring, double glazed window to the front elevation.

WC White suite comprising; low level WC and hand wash basin set in vanity unit, double glazed window to the front elevation, radiator.

LOUNGE 21 5" x 11 11" (6.54m x 3.65m) A spacious and light reception room having dual aspect double glazed windows to the front and rear elevations with a multi fuel fire being the focal point of the room with exposed brick surround tiled hearth, two radiators.

DINING ROOM 11 9" x 10 4" (3.59m x 3.15m) Double door opening into the lounge, open plan with garden room, radiator.

GARDEN ROOM 8 1" x 8 7" (2.47m x 2.64m) UPVC framed with brick dwarf wall enjoying views over the rear garden, radiator.

BREAKFAST KITCHEN 17 6" x 10 5" (5.35m x 3.19m) Fitted with an extensive range of shaker style wall and base units with granite work surfaces, gas fired AGA, patio doors to the rear elevation giving access to the rear garden, double glazed window to the rear elevation.



UTLITY 9 8" x 7 0" (2.96m x 2.14m) Fitted with base units with granite worksurface over which incorporates a Belfast sink, door giving access to the side of the property, double glazed window to the side elevation, built in storage cupboard.

GALLERIED LANDING Having double glazed window to the front elevation.

BEDROOM ONE 13 3" x 12 0" (4.06m x 3.67m) Double glazed window to the rear elevation, radiator.

ENSUITE 6 7" x 6 0" (2.02m x 1.85m) White suite comprising; low level WC, hand wash basin set in vanity unit and corner shower unit, double glazed window to the rear elevation, heated towel rail.

BEDROOM TWO 15 8" x 10 5" (4.78m x 3.18m) Having built in wardrobes and a range of fitted bedroom furniture including additional wardrobes, dressing table and drawers, double glazed window to the rear elevation, radiator.

BEDROOM THREE 11 11" x 7 10" (3.64m x 2.41m) Double glazed window to the front elevation, door to galleried landing, radiator.

BEDROOM FOUR 11 0" x 8 6" (3.36m x 2.60m) Having built in wardrobe, double glazed window to the front elevation, radiator.

BATHROOM 8 3" x 6 1" (2.52m x 1.86m) White suite comprising; low level WC, pedestal hand wash basin and bath with shower over, double glazed window to the rear elevation, heated towel rail.

EXTERNAL The property is accessed via a sweeping tarmacadam driveway which provides off road parking for several vehicles and which leads up to a double attached garage with up and over door. A lawned garden lies adjacent to the driveway with established planting borders. The rear garden is beautifully landscaped with Indian stone paved patio, raised manicured lawn, beautifully matured hedges and borders and a brick decked seating area.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 518325

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 15625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 49575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

The Property has been saved to your favorites

Love the most
Second best
Meets our criteria
May be
Last resort

 / 5

Enquiry

Book an Appointment

Enter Details

Select Date and Time

GNB Property

10 Minute Meeting

  

Check all Details

Submit

Booking Confirmed

All confirmed! We look forward to speaking with you.

10 Minute Meeting

A calendar invitation has been sent to your email address.
Message