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£550,000
Bedrooms
Bathrooms
Located in a sought-after residential area of Swanscombe, this beautifully presented modern four-bedroom semi-detached home offers generous living space, contemporary finishes, and versatile accommodation.
The ground floor boasts a bright and welcoming entrance hall, leading to a stylish open-plan kitchen/dining room, perfect for family life and entertaining. A separate utility room provides additional storage and appliance space, while a convenient downstairs WC adds to the practicality. The property also benefits from a dedicated study, ideal for working from home, or creating as another bedroom or quiet reading room.
Upstairs, youll find four well-proportioned bedrooms, one of which is currently being used as a walk-in wardrobe, and includes a spacious principal bedroom alongside a modern family bathroom.
One of the standout features of this property is the self-contained garden annexperfect as guest accommodation, a home office, or a creative studio. The landscaped rear garden offers a private retreat, with patio space for outdoor dining and relaxation.
With off-street parking and excellent transport links nearby, this home combines comfort, style, and flexibility, making it an ideal choice for growing families or those seeking multi-generational living.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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