Are you an Estate Agent? Register here
Are you an Estate Agent? Register here
£395,000
Bedrooms
Bathrooms
A charming & stylish 2 bedroom house located in a POPULAR residential area. Tastefully decorated with PERIOD FEATURES throughout, this property has a fantastic OPEN PLAN lounge/kitchen with separate utility room leading to the sunny SOUTH FACING REAR GARDEN. Other highlights include; detached GARDEN STUDIO with full power & smart white suite bathroom. Viewings are highly recommended. Energy Rating: D65 Exclusive to Maslen Estate Agents.
What the owner says:
'Ive loved living here for 21 years. My favourite things about the house is the hot sunny garden in summer and having cosy fires in the winter. Ladysmith Road is a quiet street with a really friendly community of neighbours.'
Front door to:
Lobby/Porch - Door to:
Open Plan Lounge/Kitchen/Dining Room -
Lounge Area - Double glazed bay window to front, feature fireplace, 2 x radiators, original wooden floorboards.
Kitchen/Dining Area - Range of wall & base units with roll edged work surfaces over, inset stainless steel sink unit & drainer, integrated oven with 4 ring induction hob over, extractor above, space for fridge, space for table & chairs, part tiled walls, original wooden floorboards, double glazed window to rear, doorway to:
Utility Room - Range of wall & base units with roll edged work surfaces over, space for freezer, space & plumbing for washing machine, space & plumbing for dishwasher, double glazed window to side, double glazed patio door to rear garden with privacy glass, door to:
Bathroom - White suite comprising panelled bath with mixer taps & mains plumbed shower over, vanity sink basin with mixer tap & storage cupboard under, low level WC with dual flush, radiator, part tiled walls, tiled floor.
First Floor Landing - Window to rear, storage area.
Bedroom - Double glazed window to rear, feature fireplace, double radiator, built in wardrobe, storage cupboard housing Vaillant combi boiler, original wooden floorboards, hatch to boarded loft space.
Bedroom - 2 x double glazed windows to front, built in wardrobe, shelves in chimney recess, double radiator, original wooden floorboards.
Outside -
Front Garden - Shingled front garden with mature pot planting & walled boundary, pathway to front door.
Rear Garden - South facing rear garden, outside tap, exterior electric socket, walled & fenced boundaries.
Studio - Window to front, full power, decked seating area to the front.
Total Approx Floor Area - 61.54 sq.m. (662.4 sq.ft.)
Council Tax Band C -
Parking Zone U -
V3 -
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
The Property has been saved to your favorites
/ 5
It's quick and easy
