4 bedroom detached for sale

£675,000

4

Bedrooms

3

Bathrooms

Floorplan

Nestled in the heart of St. Ives on St. Andrews Street, this detached house offers a perfect blend of comfort and style. With one reception room, four bedrooms, and three bathrooms, this property is ideal for those seeking a spacious and versatile living space.

Coasters offers the ultimate lifestyle for a family or an ambitious couple. With the downstairs once home to a thriving caf, it presents an exciting opportunity to launch a business and unlock endless potential. This stunning family residence not only promises comfort but also a world of possibilities for those seeking success.

The views surrounding this home are sure to captivate your heart, providing a picturesque backdrop to everyday life. Whether youre looking for a holiday retreat or a permanent family residence, this property offers the best of both worlds.

Dont miss out on the opportunity to own a piece of paradise in this sought-after location. This detached home is a rare find and promises a lifestyle of comfort, convenience, and beauty. Book a viewing today and step into your dream home in St. Ives. Offered for sale with NO ONWARD CHAIN

The Location & Property - Set within the heart of St Ives and only a short walk away rom the picturesque harbourside, three award wining beaches and maze of cobbled streets that offer a wide variety of quality restaurants, caf bars and shops. St Ives has fast become one of the Uks foremost holiday destinations. With its eclectic mix of pretty Cornish Cottages the town though it has changed enormously over the years still retains is charm and character. There are three award wining beaches including the famed surfing beach of Porthmeor where you are also able to find The Tate St Ives. The town offers its own train station linking into the main line at St Erth from where you are able to travel into the home counties and beyond. Newquay airport is only 30 minutes away and offers direct flights into most of the Uks airports along with many European destinations.

The property is believed to have been built in the mid 19th century and was for a number of years a well renowned tea shop. Now the property offers spacious 4 bedroom living with the benefit of stunning views into the harbour of St Ives and across to Smeatons pier and the arches as well as out to sea. Whilst still offering a wealth of charm and character the property also encompasses modern living. The open plan living space creates a great family area. There is access from here down into the cellar. Set over the first and second floor are 4 excellent size bedrooms of which 3 offer ensuite facilities. Coasters offers the ultimate lifestyle for a family or an ambitious couple. With the downstairs once home to a thriving caf, it presents an exciting opportunity to launch a business and unlock endless potential. This stunning family residence not only promises comfort but also a world of possibilities for those seeking success. The property is offered for sale with NO ONWARD CHAIN.

Entrance - Stable type front door opening into:

Open Plan Lounge Kitchen Dining Room - 7.47m x 3.78m (2406 x 1205 ) - White washed wooden flooring incorporating the access hatch that leads down into the cellar. Quadruple aspect windows to the front, rear and either side. Carpeted stairs rising to the first floor landing. Exposed stone worked walls and exposed lintels. Within the kitchen area is a range of base level units and drawers incorporating a fridge with freezer compartment, dishwasher and wine bottle rack. Wooden worksurfaces above incorporating a 1 1/4 stainless steel sink drainer with mixer tap above. Integrated 4 ring hob with oven grill below and a glass splashback and an extractor fan over. Eye level units.

Carpeted Stairs rising to:

Landing - Carpet. Radiator. Storage cupboard. Door leading out to the side of the property where there are granite steps leading down onto St Andrews Street. Doors opening into:

Bedroom - 4.04m x 2.79m (1303 x 902) - laminate flooring. Radiator. Double glazed window to the side aspect offering a view of the Parish church and garden and looking towards the arches at Smeatons pier. Recessed shelving. Wardrobe offering hanging space and shelving. Exposed stone wall. Glazed door accessing:

Ensuite Wet Room - 1.83m x 1.52m (600 x 500) - Tiled flooring. Wall hung vanity hand wash basin. Dual flush low level W/c. Shower with a separate shower hand attachment. Wall mounted ladder towel rail. Mirrir fronted vanity cupboard. Extractor. Full tiled sirrounds and splashbacks. Exposed stone wall.

Bedroom - 2.92m x 2.82m (907 x 903 ) - Laminate flooring. Radiator. Double glazed window sash window to the side aspect offering a view of the Parish Church and garden and a harbour glimpse. Cupboard under the stairs housing the gas boiler. Door into:

Ensuite - 1.55m x 1.19m (501 x 311) - Tiled flooring. wall hung vanity hand wash basin. Dual flush low level W/c. Shower cubicle with shower above of the mains with sliding glazed doors. Extractor fan. Obscure double glazed window to the rear aspect.

Returning to the landing there are carpeted stairs with handrail to side leading to:

Second Floor Landing - Carpet. Glass blocks set into the wall. Double glazed sash window to the side aspect. Door way accessing into an inner hall with door into:

Bedroom - 2.21m x 2.18m (703 x 702 ) - Laminate flooring. Radiator. Double glazed sash window to the side aspect view over the Parish church and garden and out into the harbour and bay beyond.

Master Suite - 4.52m x 3.68m (1410 x 1201 ) - This lovely light and airy room offers laminate flooring. Radiator. Double glazed double aspect sash windows to the front and side aspect offering a stunning harbour view as well as looking out into St Ives bay and the parish church garden and Parch church. Dressing area with open wardrobe space. Storage cupboard. Door into:

Ensuite - 1.78m x 1.70m (510 x 507) - Tiled flooring wall hung vanity hand wash basin. Dual flush low level W/c. Bath with mixer tap above incorporating a shower hand attachment and a shower above . Full tiled surrounds and splashbacks. Mirror front vanity cupboard. Ladder towel rail .

Within the master suite are ladder style steps leading up into:

Attic Room - 4.19m x3.78m (1309 x1205) - Carpet. Velux window to the side aspect offering a view of the harbour. Storage cupboards.

Cellar - 6.35m x 2.49m (2010 x 802 ) - Accessed via the hatch door in the living space there are granite steps leading down into the cellar. Creating the ideal storage space there is power and light connected.

Material Information - Verified Material Information
Council tax band: B
Council tax annual charge: 1821.97 a year (151.83 a month)
Tenure: Freehold
Property type: House
Property construction: Standard form
Electricity supply: Mains electricity
Solar Panels: No
Other electricity sources: No
Water supply: Mains water supply
Sewerage: Mains
Heating: Central heating
Heating features: Double glazing
Broadband: ADSL copper wire
Mobile coverage: O2 - Good, Vodafone - Good, Three - Good, EE - OK
Parking: None
Building safety issues: No
Restrictions - Listed Building: No
Restrictions - Conservation Area: Planning.data.gov.uk/entity/44002622
Restrictions - Tree Preservation Orders: None
Public right of way: No
Long-term area flood risk: Yes
Coastal erosion risk: Yes
Planning permission issues: No
Accessibility and adaptations: Wide doorways
Coal mining area: No
Non-coal mining area: Yes
Energy Performance rating: E
All information is provided without warranty. Contains HM Land Registry data Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The information contained is intended to help you decide whether the property is suitable for you. You should verify any answers which are important to you with your property lawyer or surveyor or ask for quotes from the appropriate trade experts: builder, plumber, electrician, damp, and timber expert.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 559575

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

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Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 53325
  • Mortgage Interest
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    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
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  • Maintenance
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  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

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This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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