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£325,000
Bedrooms
Bathrooms
A LARGE SEMI DETACHED FAMILY HOME ON OUTSKIRTS OF REDRUTH. FOUR BEDROOMS, TWO RECEPTIONS ROOMS, KITCHEN, FOUR PIECE FAMILY BATHROOM, ADDITIONAL SHOWER ROOM, BRICK PAVED DRIVEWAY AND GARAGE, ENCLOSED REAR GARDNE, GAS CENTRL HEATING.
Property Description - Situated on the outskirts of Redruth is this spacious and well presented, semi detached family home. The home has been extended creating accommodation comprising an entrance vestibule, entrance hall, lounge, dining room, kitchen, four bedrooms, four piece family bathroom and additional shower room. Outside, a brick paved driveway provides off road parking along with an integral garage whilst the rear enjoys a good sized enclosed garden. The property also benefits from double glazing and gas central heating.
Accommodation In Detail - (All measurements are approxinmate)
Entrance - uPVC wood effect door into:
Entrance Vestibule - Tiled floor, cloak hanging space, obscure glazed door into:
Entrance Hall - Wood effect laminate flooring, radiator, stairs to first floor with cupboard below, doors to lounge and dining room, open into kitchen.
Lounge - 3.64m x 3.54m (1111' x 117' ) - Large double glazed window with fitted blinds, radiator, electric feature fireplace.
Dining Room - 3.47m x 3.10m (114' x 102' ) - Double glazed window with fitted blind, radiator, alcoves with fitted shelving.
Kitchen - 3.75m x 2.7m (123' x 810' ) - A range of wood finish base and wall units, granite effect work surfaces with tiled splash backs, stainless steel sink with mixer tap and drainer, integrated dishwasher, electric oven, gas hob and extractor hood, spaces for washing machine, tumble dryer and fridge/freezer, tiled flooring, radiator, inset lighting, dual aspect double glazing and double glazed door to rear garden.
First Floor -
Landing - Doors to bedrooms, bathroom and shower room, two storage cupboards.
Bedroom One - 3.39m x 3.31m max (111' x 1010' max) - Double glazed window with fitted blind, radiator, built in wardrobes.
Bedroom Two - 3.54m x 2.99m (117' x 99' ) - Double glazed window, radiator.
Bedroom Three - 3.28m x 2.66m (109' x 88') - Double glazed window, radiator.
Bedroom Four - 3.54m x 2.12m max (117' x 611' max) - Double glazed window, radiator.
Family Bathroom - A four piece family bathroom comprising bath with shower attachment, shower cubicle, W.C and hand basin with fitted drawers, chrome effect heated towel rail, wood effect flooring, half tiled walls, obscure double glazed window, inset lighting, airing cupboard and additional cupboard housing Worcester combination boiler.
Shower Room - A three piece shower suite comprising shower cubicle with Mira electric shower and tiled surround, W.C and hand basin with fitted drawers, radiator, tile effect flooring, half tiled walls, inset lighting, obscure double glazed window.
Outside - The property is approached over a brick paved driveway providing off road parking for at least three cars along with an integral garage. The rear enjoys a good sized enclosed garden with a paved patio ideally suited for alfresco dining and entertaining, an additional paved patio and artificial turfed area which in turn leads to the main garden which is predominantly laid to lawn with mature flower bed borders.
Garage - 6.51m x 3.4m > 2.09m (214' x 111' > 610' ) - Roller door, light and power, pedestrian access door.
Services - Mains electricity, gas, metered water and drainage (however we have not verified connections).
Council Tax Band B
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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