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195 Shenley Road, Borehamwood, Hertfordshire
£650,000 Offers over
Bedrooms
Bathrooms
Introducing this stunningly presented end of terrace home that has been extended and has undergone full refurbishment. This four bedroom property offers a wealth of features including triple glazing, air conditioning, water softener, hard wired internet points in all rooms, CCTV alarm system, EV charging point and the whole house benefits from being professionally soundproofed.
As you enter this beautiful home, there is a welcoming hallway which leads to an open plan lounge/dining room, downstairs WC, a utility cupboard with fitted washer dryer, and the stylish contemporary kitchen with granite worksurfaces and integrated appliances. Patio doors lead out to the rear garden.
The kitchen has been fully equipped with modern integrated appliances including an AEG Oven and a combination microwave oven , integrated fridge/freezer, dishwasher, two individual sinks both fitted with macerators . A filtered hot and cold water tap system has also been fitted to this kitchen and there is also the benefit of underfloor heating.
The first floor provides three generous bedrooms and a four piece bathroom with underfloor heating, accessed from both the landing and bedroom one. The second floor comprises the master bedroom with an en-suite shower room with underfloor heating. There is also plenty of built in storage space.
Externally, the private south west facing rear garden has a good size patio and lawn, perfect for outdoor entertaining. There is a outbuilding at the foot of the garden that is currently set up as a gym and separate home office. The block paved front driveway provides off street parking.
Conveniently located for local schools and shops, available chain free, dont miss out on making this stylish property your next home.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £2,811.03
Total Interest: £361,972.46
Overall Total: £1,011,972.46
Amortization For Monthly Payment: £2,811.03 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £20,608.63 | £13,123.79 | £636,876.21 |
| 2026 | £20,182.45 | £13,549.96 | £623,326.25 |
| 2027 | £19,742.44 | £13,989.98 | £609,336.27 |
| 2028 | £19,288.13 | £14,444.28 | £594,891.99 |
| 2029 | £18,819.08 | £14,913.34 | £579,978.65 |
| 2030 | £18,334.79 | £15,397.63 | £564,581.02 |
| 2031 | £17,834.77 | £15,897.64 | £548,683.38 |
| 2032 | £17,318.52 | £16,413.90 | £532,269.49 |
| 2033 | £16,785.50 | £16,946.91 | £515,322.57 |
| 2034 | £16,235.18 | £17,497.24 | £497,825.34 |
| 2035 | £15,666.98 | £18,065.44 | £479,759.90 |
| 2036 | £15,080.33 | £18,652.08 | £461,107.82 |
| 2037 | £14,474.63 | £19,257.78 | £441,850.03 |
| 2038 | £13,849.26 | £19,883.15 | £421,966.88 |
| 2039 | £13,203.59 | £20,528.83 | £401,438.05 |
| 2040 | £12,536.94 | £21,195.47 | £380,242.58 |
| 2041 | £11,848.65 | £21,883.76 | £358,358.82 |
| 2042 | £11,138.01 | £22,594.41 | £335,764.41 |
| 2043 | £10,404.29 | £23,328.13 | £312,436.29 |
| 2044 | £9,646.74 | £24,085.67 | £288,350.62 |
| 2045 | £8,864.60 | £24,867.82 | £263,482.80 |
| 2046 | £8,057.05 | £25,675.37 | £237,807.43 |
| 2047 | £7,223.28 | £26,509.13 | £211,298.30 |
| 2048 | £6,362.44 | £27,369.98 | £183,928.32 |
| 2049 | £5,473.64 | £28,258.78 | £155,669.54 |
| 2050 | £4,555.97 | £29,176.44 | £126,493.09 |
| 2051 | £3,608.51 | £30,123.90 | £96,369.19 |
| 2052 | £2,630.28 | £31,102.13 | £65,267.05 |
| 2053 | £1,620.29 | £32,112.13 | £33,154.92 |
| 2054 | £577.49 | £33,154.92 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
195 Shenley Road, Borehamwood, Hertfordshire
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Fri May 30 2025
All confirmed! We look forward to speaking with you.
Fri May 30 2025
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