4 bedroom detached for sale

£745,000 Guide Price

4

Bedrooms

Floorplan

A well presented, light and extremely spacious four bedroom family home occupying a plot of approximately 1/2 acre of wonderful well tendered gardens, with open rural views to the rear.

Accommodation comprises:

Entrance porch
Hallway & Cloakroom
Kitchen/breakfast room
Generous sitting room with attractive open fireplace
Family room with store room
Dining room
Garden room
Four double bedrooms - the master being particularly generous
Family bathroom, two en-suites
Oil fired central heating
Attached double garage with a studio/workshop above
Long tree lined drive leading to plenty of parking
1/2 acre of beautiful lawned and well planted mature gardens with vegetable plots, greenhouse and
garden shed
Versatile accommodation with possibilities for multi generation living with annex potential
Quiet village location

The Property
West Hinder is an extremely well presented detached modern house with a front porch opening into a hallway with stairs to the first floor and a cloakroom. There are two generous dual aspect reception rooms, both enjoying views over the rear garden and countryside beyond. The sitting room is fitted with an attractive cast iron open fireplace with wooden surround with double doors leading to the family room, a lovely large light room which could have a variety of uses or annex potential with the store room converted to an en-suite.
Off the hallway to the other side is the kitchen/breakfast room which is fitted with a range of pine wall and base cupboards and pine cladd ceiling. A door takes you through a passage and into the double garage which is fitted with two up and over doors and plumbing for a washing a machine. A staircase leading to a room above which has been used as a craft/ work room but could be utilised further as an office etc.
To the rear of the hall is a separate dining room with double doors opening into the garden room, which is fully glazed on three sides providing a wonderful place to sit and enjoy the views over south facing gardens and countryside. A cupboard houses the oil fired boiler. Off the first floor spacious landing are four double bedrooms, the main bedroom is a good size with and en-suite shower room with a further bedroom fitted with an en-suite cloakroom and a dressing area. There is also a well appointed family bathroom. This substantial family home benefits from oil fired central heating and double glazing.

Gardens

The property is set well back from the road, approached over a long driveway which is lined with trees and lawns planted with flowers. The gravel driveway provides plenty of parking to the front of the house and leads to the attached double garage. The wonderful established gardens of approximately 1/2 acre are predominately found to the rear of the property consisting of well tendered lawns edged with flower and shrub beds with hedging and mature trees backing onto open countryside. Immediately to the rear of the house is a large decked area, a lovely place to sit and enjoy this wonderful space. There are several vegetable plots with a greenhouse and a timber shed.

Location

The house is situated in the village of Cratfield, a small rural village. Laxfield is three miles away and provides a local shop, pubs and a primary school, while The small market towns of Harleston and Halesworth are both around seven miles away, providing further shopping and weekly markets as well as all the necessary everyday amenities; the latter also has a mainline railway station with regular services to London. The unspoilt heritage coastline of Suffolk with the glorious beaches of Southwold, Dunwich and Walberswick are a 30-minute drive away.

Fixtures and Fittings
All fixtures and fittings are specifically excluded from the sale, but may be available in addition, subject to separate negotiation.

Services
Oil fired central heating. Mains electric, water and drainage are connected.

Local Authority:
East Suffolk Council
Tax Band: E
Postcode: IP19 0DJ
EPC Rating: tba

Agents Note
This property is offered subject to and with the benefit of all rights of way, whether public or private, all way leaves, easements and other rights of way whether specifically mentioned or not.

Tenure
Vacant possession of the freehold will be given upon completion.

Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 617325

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 18625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 58575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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