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£500,000
Bedrooms
Bathrooms
Council tax band: D
Michael Nicholas are delighted to offer this well presented and imposing period semi-detached property located in central Downend with enviable views across Downend Cricket Club and Christ Church.
The side entrance brings you in to an L-shaped hallway with boot room, and accesses two generous reception rooms, a kitchen dining room, a conservatory, and a shower room.
The return staircase to the first floor then leads to 3 Bedrooms and a large family bathroom.
Some of the many additional benefits of the property include, stripped floor boards, sash windows, fireplaces, gas central heating, off street parking and landscaped rear garden with a large stone built store.
Properties of this quality and character are rarely available to the market in BS16. To reserve a viewing appointment, call Michael Nicholas on 01179574000 without delay.
Tenure:
The vendor has informed us that this property is freehold tenure, this information is yet to be confirmed. Purchasers should obtain confirmation of this from their solicitor prior to exchange of contracts.
From our office in North Street, proceed towards Staple Hill where the property can be found on the left hand side overlooking Downend Cricket Club
Entrance
Glass panelled wooden door into entrance hallway.
Entrance Hallway
Tiled threshold, stripped wooden floor, radiator, under stairs storage cupboard, stairs to first floor, doors to:
Boot Room
11 9 x 3 4 (3.6m x 1.05m) Sash window to front, tiled flooring.
Reception 1
14 2 x 13 3 (4.32m x 4.04m) Sash bay window to front, radiator, stripped wooden flooring, period fireplace with matching hearth, ceiling cornice, ceiling rose.
Reception 2
13 9 x 11 7 (4.21m x 3.54m) Two doors to l-shaped hallway, sash window to rear, radiator, stripped wooden flooring, brick fireplace with inset wood burning stove, picture rail, ceiling cornice.
Kitchen/Diner
15 11 x 8 10 (4.86m x 2.7m) Sliding glass panelled door to conservatory, window to side, skylight window, door to shower room, feature radiator, tiled flooring, well appointed fitted kitchen with integrated sink & drainer, dishwasher & space for range cooker, space for fridge/freezer.
Shower Room
8 9 x 6 1 (2.68m x 1.86m) Window to rear & side, radiator, tiled flooring, part tiled walls, contemporary fittings including WC, wash basin, glass shower cubicle, space and plumbing for washing machine & tumble dryer.
Conservatory
7 7 x 6 10 (2.33m x 2.11m) Double glazed doors to rear, double glazed panels, glass roof, tiled flooring.
Landing
Feature return staircase, doors to:
Bedroom 1
14 7 x 10 7 (4.47m x 3.25m) Sash bay window to front with views overlooking Downend Cricket Club & Christ Church, radiator, stripped wooden flooring.
Bedroom 2
13 9 x 11 7 (4.21m x 3.54m) Sash window to rear, radiator, period fireplace with hearth, stripped wooden flooring.
Bedroom 3
9 3 x 8 11 (2.83m x 2.74m) Sash window to rear, radiator, brick fireplace, stripped wooden flooring.
Bathroom
17 11 x 6 1 (5.47m x 1.86m) Sash windows to front & side, feature radiator, tiled flooring, modern white suite comprising of WC, wash basin, bath with mixer tap & shower attachment, part tiled walls.
Front Garden
Mainly laid to stone chippings providing off street parking, stone boundary walls and hedge to front & side.
Rear Garden
Landscaped garden incorporating lawn areas, patio & established borders of plants, shrubs & trees, chipped pebbled pathway, outside tap, enclosed by boundary walls & fencing, ironwork side access gate.
Storage Room
24 4 x 9 10 (7.44m x 3m) Block built storage room with sliding doors, additional personal door & window to rear, electric and ethernet connections have been made.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £2,162.33
Total Interest: £278,440.36
Overall Total: £778,440.36
Amortization For Monthly Payment: £2,162.33 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £15,852.79 | £10,095.22 | £489,904.78 |
| 2026 | £15,524.96 | £10,423.05 | £479,481.73 |
| 2027 | £15,186.49 | £10,761.52 | £468,720.21 |
| 2028 | £14,837.03 | £11,110.99 | £457,609.22 |
| 2029 | £14,476.21 | £11,471.80 | £446,137.42 |
| 2030 | £14,103.68 | £11,844.33 | £434,293.10 |
| 2031 | £13,719.06 | £12,228.96 | £422,064.14 |
| 2032 | £13,321.94 | £12,626.07 | £409,438.07 |
| 2033 | £12,911.93 | £13,036.09 | £396,401.98 |
| 2034 | £12,488.60 | £13,459.41 | £382,942.57 |
| 2035 | £12,051.52 | £13,896.49 | £369,046.08 |
| 2036 | £11,600.25 | £14,347.76 | £354,698.32 |
| 2037 | £11,134.33 | £14,813.68 | £339,884.64 |
| 2038 | £10,653.28 | £15,294.73 | £324,589.91 |
| 2039 | £10,156.61 | £15,791.41 | £308,798.50 |
| 2040 | £9,643.80 | £16,304.21 | £292,494.29 |
| 2041 | £9,114.35 | £16,833.66 | £275,660.63 |
| 2042 | £8,567.70 | £17,380.31 | £258,280.32 |
| 2043 | £8,003.30 | £17,944.71 | £240,335.61 |
| 2044 | £7,420.57 | £18,527.44 | £221,808.17 |
| 2045 | £6,818.92 | £19,129.09 | £202,679.07 |
| 2046 | £6,197.73 | £19,750.28 | £182,928.79 |
| 2047 | £5,556.37 | £20,391.64 | £162,537.15 |
| 2048 | £4,894.18 | £21,053.83 | £141,483.32 |
| 2049 | £4,210.49 | £21,737.52 | £119,745.80 |
| 2050 | £3,504.59 | £22,443.42 | £97,302.38 |
| 2051 | £2,775.78 | £23,172.23 | £74,130.14 |
| 2052 | £2,023.29 | £23,924.72 | £50,205.43 |
| 2053 | £1,246.37 | £24,701.64 | £25,503.79 |
| 2054 | £444.22 | £25,503.79 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Wed May 14 2025
All confirmed! We look forward to speaking with you.
Wed May 14 2025
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