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£300,000
Bedrooms
Bathrooms
Council tax band: B
Michael Nicholas are delighted to offer this well appointed modern end of terrace property, which is located in a quiet off road position, with convenient access to local amenities and transport links.
In brief the property entrance hallway leads to a bay fronted lounge, kitchen/diner, conservatory, and ground floor WC.
The first floor gives access to the two bedrooms (one en-suite) and a family bathroom.
Externally, there is a South facing rear garden with a useful timber shed (with power) and side access gate, with off street parking at the front.
Further benefits include double glazing and gas central heating.
The property has an EPC band D
TENURE
The vendor has advised us that this property is of a freehold tenure. This information is yet to be confirmed. Purchasers should obtain information of this from their solicitor prior to exchange of contracts.
From the High Street in Staple Hill, turn in to Lower Station Road, turning right under the archway in to the Romo Court development, where the property can be found.
Entrance Hallway
From the wooden door in to hallway with double glazed side window, alarm panel, and doors to;
WC
Radiator, white suite comprising WC and wash basin.
Lounge
16 4 x 9 4 (4.98m x 2.87m) Double glazed bay window to the front, radiator, wood effect flooring, feature fireplace with electric stove, stairs leading to the first floor, and door in to;
Kitchen/Dining Room
12 5 x 7 3 (3.8m x 2.22m) Double glazed window and door to rear, radiator, wood effect flooring, modern fitted kitchen with integrated oven, gas hob, sink & drainer, and space for appliances.
Conservatory
11 0 x 9 6 (3.36m x 2.91m) double glazed panelled doors and windows, electric radiator, wood effect flooring.
1st Floor Landing
Double glazed window to the side, airing cupboard, doors to;
Bedroom 1
10 9 x 9 5 (3.28m x 2.89m) Double glazed window to the rear, radiator.
En-Suite
Obscured double glazed window to the side, radiator, white suite comprising WC, wash basin, and shower cubicle.
Bedroom 2
9 6 x 6 1 (2.9m x 1.86m) Double glazed window to the front, radiator, loft hatch.
Bathroom
6 2 x 6 0 (1.89m x 1.83m) Obscured double glazed window to the side, radiator, white suite comprising WC, wash basin and bath.
Front Garden
Laid to hard standing for off street parking, with pathways to front entrance and side gate.
Rear Garden
A low maintenance garden, enclosed by wall and fencing, laid to brick paver, artificial lawn and chippings, with a side access gate, and garden shed with power.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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