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£465,000 OIRO
Bedrooms
Council tax band: B
'OPEN HOUSE SATURDAY 24th MAY 12PM-2.30PM ( By Appointment only)'
A charming end of terrace home with a super loft conversion offering an additional bedroom and shower room. Some renovations required, making this an ideal opportunity for those who are looking for a property they can personalize and make their own.
Upon entering the property you are greeted by an entrance hallway which leads to the ground floor rooms. Adjacent to the dining room is a spacious reception/ lounge that offers versatility in it's use. The kitchen is located at the side of this room and overlooks the garden. The first floor landing leads to a bathroom, a spacious bayed master bedroom with ample storage, the second bedroom leads to a connecting room, this room can be used separately for privacy or opened up for a more social environment. Heading up the stairs to the third floor you will find a light & airy spacious landing which leads to a shower room and a bedroom. The rear garden of this property offers a great enclosed space.
Windmill Hill is a wonderful area known for it's community spirit, green spaces & local businesses.
Entrance Hallway
Entrance via obscure door to:
Hallway: stairs rising to first floor. Radiator. Wood effect flooring. Under stairs storage cupboard.
Dining Room
14 5 x 9 6 (4.4m x 2.9m) Double glazed bay window to front aspect. Double radiator. Corniced ceiling. Wood effect flooring.
Lounge
15 1 x 12 9 (4.6m x 3.9m) Double glazed obscure window to side and rear aspect. Electric fireplace with surround. Coved ceiling. Radiator. Wood effect flooring.
Kitchen
11 9 x 7 10 (3.6m x 2.4m) Double glazed window to side aspect. Wooden glazed door to rear garden. Range of oak effect wall & base units. Contrasting work surfaces. Stainless steel sink and a half drainer unit. Tile splashback. Space for washing machine, fridge freezer & tumble dryer. Fitted electric ceramic hob. Built in electric oven. Radiator. Vinyl Flooring.
Connecting Room
11 5 x 7 6 (3.5m x 2.3m) Double glazed window to rear. Radiator.
Landing
Stairs rising to second floor. Doors to:
Bedroom 1
14 5 x 12 1 (4.4m x 3.7m) Double glazed bay window to front aspect. Radiator.
Bedroom 2
8 6 x 7 10 (2.6m x 2.4m) Double glazed window to rear. Airing Cupboard housing combination boiler. Fitted wardrobes and shelving. Door & step down to:
Bathroom
Suite comprising of panelled bath, shower, wash hand basin set into a vanity base unit. Close coupled WC. Radiator. Extractor fan. Wood effect flooring.
Landing
Double glazed skylight window. Ceiling spotlights. Doors to:
Shower Room
8 2 x 6 6 (2.5m x 2m) Double glazed skylight window. Suite comprising of tiled shower cubicle. Close Coupled WC. Wash Hand Basin. Electric heated towel rail. Wood effect flooring.
Bedroom 3
11 9 x 9 10 (3.6m x 3m) Double glazed window to rear. Radiator.
Rear Garden
Enclosed by walls and wood lap fencing. laid to lawn and paved areas. Brick built outside toilet.
Front Garden
Enclosed by a low boundary wall. Clay Barton Style tiles
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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