3 bedroom terraced for sale

£1,150,000 Offers in excess of

3

Bedrooms

2

Bathrooms

Floorplan

We are delighted to offer to the market this desirable formerly 4-bedroom period property. Situated in a great location that is ideally suited to all types of buyers. Whilst in need of modernisation, this truly appealing house offers all the charm and character of properties associated with this era and retains many original features.



With 1400 sq feet of accommodation split over 3 floors boasts an open plan kitchen lounge, double bedroom, family bathroom and additional toilet on lower ground floor, double reception and separate kitchen on raised ground floor and two double bedrooms and another family bathroom on first floor. The property further benefits from plenty of original features throughout, wooden floors, internal window shutters, low maintenance spacious rear garden, and a small patio area at the front.

Notice: All photographs, measurements and furniture in this advert are provided for guidance only.



The Oval Tube (Northern line) located within 9 minutes walking distance, all the facilities of Camberwell Green being close by, including Angels and Gypsies, Hermits Cave and lovely Camberwell Baths, Kennington Park with its open spaces and tennis courts, not to mention the Myatt-s Field being directly opposite, which in 2015, was voted the 9th best park in the UK in a public vote organised by the Green Flag Award.



Don-t miss this rare opportunity!

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £4,973.37

Total Interest: £640,412.82

Overall Total: £1,790,412.82

Amortization For Monthly Payment: £4,973.37 over 30 years ( Based on 3.20% Interest )

YearInterest Principal Balance 
2025£36,461.42 £23,219.01 £1,126,780.99 
2026£35,707.42 £23,973.01 £1,102,807.98 
2027£34,928.93 £24,751.50 £1,078,056.48 
2028£34,125.16 £25,555.27 £1,052,501.21 
2029£33,295.29 £26,385.14 £1,026,116.08 
2030£32,438.47 £27,241.96 £998,874.12 
2031£31,553.83 £28,126.60 £970,747.52 
2032£30,640.46 £29,039.97 £941,707.55 
2033£29,697.43 £29,982.100 £911,724.55 
2034£28,723.77 £30,956.65 £880,767.90 
2035£27,718.50 £31,961.92 £848,805.98 
2036£26,680.59 £32,999.84 £815,806.13 
2037£25,608.96 £34,071.46 £781,734.67 
2038£24,502.54 £35,177.88 £746,556.79 
2039£23,360.19 £36,320.23 £710,236.56 
2040£22,180.75 £37,499.68 £672,736.88 
2041£20,963.00 £38,717.43 £634,019.45 
2042£19,705.71 £39,974.72 £594,044.73 
2043£18,407.59 £41,272.84 £552,771.89 
2044£17,067.31 £42,613.11 £510,158.78 
2045£15,683.52 £43,996.91 £466,161.87 
2046£14,254.78 £45,425.65 £420,736.22 
2047£12,779.65 £46,900.78 £373,835.45 
2048£11,256.62 £48,423.81 £325,411.64 
2049£9,684.12 £49,996.30 £275,415.33 
2050£8,060.57 £51,619.86 £223,795.47 
2051£6,384.29 £53,296.14 £170,499.33 
2052£4,653.57 £55,026.85 £115,472.48 
2053£2,866.66 £56,813.77 £58,658.71 
2054£1,021.72 £58,658.71 £0.00 

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 950,200

Mortgage Loan to Value

83%

Gross Yield

12%

Annual ROI

34%

Annual Rental Profit

£ 62,485

Cumulative Rental Profit

£ 624,850

Cost of Purchase

£ 87,700
  • Stamp Duty
    £ 56,250

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 28,750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 75,515
  • Mortgage Interest
    £ 42,759

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £ 18,216
  • Letting Fee
    £ 240
  • Maintenance
    £ 13,800
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£ 1,260,379
  • Final Equity Profit
    £ 635,529

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £ 624,850

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£ 1,873,229

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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