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£265,000
Bedrooms
Bathrooms
Smart and stylish modern extended semi detached family home occupying a sizeable corner position and sited within the renowned Littleover Community School Catchment area, located close to Mickleover Village. This delightful property underwent a refurbishment programme in 2024 and offers potential to improve or extend further (Subject to local authority planning consents). Gas central heating and mostly UPVC double glazed. In brief; reception hall, sitting room, dining room, well equipped breakfast kitchen. On the first floor a landing leads to three bedrooms and main bathroom with white suite. Outside is car parking to the rear leading to a brick garage and established south facing garden. The property is sold freehold. Council tax band C. Energy rating C. SOLD WITH NO UPWARD CHAIN AND IMMEDIATE POSSESSION.
Reception Hall - Having UPVC double glazed entrance door, ceramic tiled floor, understairs storage and radiator.
Lounge - 5.71 x 3.11 (188' x 102') - Having a laminated wood effect floor, radiator and bow window to front aspect.
Dining Room - 3.34 x 2.56 (1011' x 84') - Having laminated wood effect floor, radiator and UPVC double glazed window.
Breakfast Kitchen - 4.78 x 3.2 plus recess (158' x 105' plus recess) - Having a range of wall, base and drawer units with integrated four burner gas hob together with an electric fan assisted oven and grill, integrated dish washer, wall mounted combination gas boiler, UPVC double glazed window to front aspect and UPVC double glazed French doors to rear garden.
First Floor Landing -
Bedroom One - 3.29 x 2.86 (109' x 94') - Having radiator and UPVC double glazed window.
Bedroom Two - 3.16 x 2.88 (104' x 95') - Having recessed wardrobe, radiator and UPVC double glazed window.
Bedroom Three - 2.25 x 1.87 (74' x 61') - Having radiator and UPVC double glazed window.
Bathroom - Having modern white three piece suite with chrome heated towel rail and UPVC double glazed window.
Outside - The property stands on a mature corner plot, within the Littleover Community School catchment area. Established gardens to front, side and rear with a detached garage accessed off Skiddaw Drive.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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