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£415,000
Bedrooms
Bathrooms
Character and warmth throughout! A charming cottage offered to the market in beautiful condition having been lovingly maintained by the owners. The 934 sq ft of accommodation comprises on the ground floor a cosy living room with a focal fireplace and the hub of this home is the c.26 x 15 kitchen/dining/family room with utility area and modern cloakroom. On the first floor there are three bedrooms and a modern family bathroom. The rear aspect double doors lead out to a mature and secluded rear garden which extends to a total length of c.110 and has several patio areas with the majority laid to lawn with a variety of established shrubs and borders. The property has the modern benefits of uPVC double glazing and gas radiator heating to complement the character of this lovely cottage. The property is located c.2/3 of a mile to Wokingham Market Place with an array of pubs, cafes, restaurants, gyms, a cinema and the train station. For more detailed material property information please click on the various brochure links.
As is common with many properties built prior to 2000 there is a possibility that building materials used during their construction may contain Asbestos you may wish to commission your own survey to establish whether this is the case with this property.
MOBILE: EE, Three, O2 and Vodafone are likely
BROADBAND:
Standard 15 Mbps 1 Mbps
Superfast 80 Mbps 20 Mbps
Ultrafast 1000 Mbps 1000 Mbps
Cavity Wall
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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