4 bedroom semi-detached for sale

£760,000

4

Bedrooms

2

Bathrooms

Floorplan

Stunning family living! A spacious and beautifully presented family home having undergone significant extension and renovation by the current owner and lovingly maintained and cared for. The accommodation now provides 1,690 sq ft of internal living space plus a recently added garden room/home office within the rear garden. On the ground floor you enter the entrance hall with the family room to the front aspect. Overlooking the rear garden is the large c.26 living room with similar sized kitchen/dining room, beautifully and comprehensively fitted, which has bifold doors to the garden. There is a further utility room and downstairs cloakroom. On the first floor there is the master bedroom with built in wardrobe and newly fitted ensuite shower room. There is a further modern family bathroom and three bedrooms. There are still character features remaining throughout combining with the modern contemporary theme to give a lovely family home feeling. The front is enclosed with an attractive brick wall with driveway parking for at least three vehicles with the area of lawn enclosed by timber fencing to provide a secure additional garden area. At the rear is a south easterly private garden comprising new patio, mostly laid to lawn with mature shrubs and trees and the garden room. There is uPVC double glazing and gas radiator heating with an EPC rating C. Wokingham town centre is c.half a mile walk and provides conveniences including a Waitrose supermarket and a blend of high street and independent retail shops, a variety of coffee shops, pubs and eateries. In addition, Wokingham has welcomed a mixture of new amenities including a boutique cinema, hotel, and leisure centre complimented by the well-established park and green space. For more detailed material property information please click on the various brochure links.


Building Safety

As is common with many properties built prior to 2000 there is a possibility that building materials used during their construction may contain Asbestos you may wish to commission your own survey to establish whether this is the case with this property.


Mobile Signal

EE,O2, 3 and Vodafone are available.


Construction Type

Cavity wall

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 629700

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 19000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 59700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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