3 bedroom terraced for sale

£230,000

3

Bedrooms

1

Bathrooms

Floorplan

Millerson Estate Agents are thrilled to present this deceptively spacious, three-bedroom, mid-terrace home to the market. Being situated within an extremely popular residential location, this property is perfect for those looking to take their first steps onto the property ladder.

Property Description - Millerson Estate Agents are thrilled to present this deceptively spacious, three-bedroom, mid-terrace home to the market. Being situated within an extremely popular residential location, this property is perfect for those looking to take their first steps onto the property ladder. In brief, the accommodation comprises of a bright and airy entrance hallway with doors leading into an expansive sitting room, perfect for relaxing after a long day or even entertaining guests. There is also a well-equipped kitchen/diner. On the first floor, there are three well-proportioned bedrooms and a bathroom making it perfect for a growing family. Externally, this property benefits from having a low maintenance rear garden which has been mainly laid to lawn making it the ideal spot for enjoying a summer soiree, whilst enjoying the beautiful Cornish backdrop. This property also boasts off-road parking for three vehicles, one of which is directly in front of the house the other two being located a short walk away. The property is connected to all mains electricity, water and drainage. It falls under Council Tax Band B. Viewings are highly recommended to appreciate all this home has to offer.

Location - Located in a cul-du-sac and about a ten minute walk from the centre of this popular village, which hosts a shop, cricket club, primary school and additionally has good access to St Austell and the city of Truro. The Roseland peninsula is a short drive away with many lovely villages and popular beaches. There is also good access to the A30 with an excellent retail centre at Fraddon where Marks and Spencer, Next, Boots, TKMaxx. McDonalds and various other outlets can be located.

The Accommodation Comprises - (All dimensions are approximate)

Entrance Hallway - 1.53m x 0.97m (50' x 32' ) - Skimmed ceiling. Recessed spotlight. Composite front door. Built-in storage cupboard which houses the consumer unit. Skirting. Vinyl flooring.

Lounge - 4.77m x 3.86m (157' x 127' ) - Double glazed windows to the front and rear aspect. Smoke alarm. Multiple plug sockets. Television point. Electric heater. Skirting. Carpeted flooring.

Kitchen/Diner - 4.77m x 3.17m (157' x 104' ) - Dual aspect double glazed windows to the front and rear. A range of wall and base fitted storage cupboards. Electric oven with four ring hob and extractor over. Splash back tiling. Stainless steel sink with drainage board. Space for fridge freezer and washing machine. Multiple plug sockets. Electric heater. Skirting. Vinyl flooring.

Rear Hallway - 1.73m x 1.05m (58' x 35' ) - Skimmed ceiling. Recessed spotlight. Two built-in storage cupboards. Skirting. Vinyl flooring. Door leading onto the rear garden.

First Floor Landing - Double glazed window to the rear aspect. Smoke alarm. Built-in storage cupboard housing hot water cylinder. Plug socket. Skirting. Carpeted flooring.

Bedroom One - 3.76m x 2.67m (124' x 89' ) - Loft access. Double glazed window to the front aspect. Electric heater. Multiple plug sockets. Television point. Skirting. Carpeted flooring.

Bedroom Two - 3.19m x 2.33m (105' x 77' ) - Skimmed ceiling. Double glazed window to the front aspect. Electric heater. Multiple plug sockets. Skirting. Carpeted flooring.

Bedroom Three - 2.07m x 1.89m (69' x 62' ) - Double glazed window to the front aspect. Electric heater. Multiple plug sockets. Skirting. Carpeted flooring.

Bathroom - 2.32m x 1.67m (77' x 55') - Skimmed ceiling. Frosted double glazed window to the rear aspect. Splash-back tiles throughout. Mains fed shower over bath. Heated towel rail. Wash basin with mixer tap. W.C. Skirting. Vinyl flooring.

Outside - This property benefits from having a low maintaince rear garden which has been mainly laid to lawn making it the ideal spot for enjoying a summer soiree, whilst enjoying the beautiful Cornish backdrop. At the rear of the garden, there is an access path leading back on to the estate.

Parking - This property benefits from having off road parking for three vehicles. Plenty of on-street parking can also be found close by.

Services - This property is connected to mains electricity, water and drainage. It also falls under council tax band B.

Material Information - Verified Material Information
Council tax band: B
Tenure: Freehold
Property construction: Standard form
Electricity supply: Mains electricity
Solar Panels: No
Other electricity sources: No
Water supply: Mains water supply
Sewerage: Mains
Heating: Room heaters only
Heating features: Double glazing
Broadband: FTTC (Fibre to the Cabinet)
Mobile coverage: O2 - Good, Vodafone - Good, Three - OK, EE - OK
Parking: Allocated, Driveway, and Off Street
Building safety issues: No
Restrictions - Listed Building: No
Restrictions - Conservation Area: No
Restrictions - Tree Preservation Orders: None
Public right of way: No
Long-term area flood risk: No
Coastal erosion risk: No
Planning permission issues: No
Accessibility and adaptations: None
Coal mining area: No
Non-coal mining area: Yes
Energy Performance rating: E
All information is provided without warranty. Contains HM Land Registry data Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The information contained is intended to help you decide whether the property is suitable for you. You should verify any answers which are important to you with your property lawyer or surveyor or ask for quotes from the appropriate trade experts: builder, plumber, electrician, damp, and timber expert.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 180950

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 5750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 8450
  • Mortgage Interest
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    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
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  • Letting Fee
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  • Maintenance
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  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

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This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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